This is just something I heard: you don't need to upgrade the security roughin from builder, most alarm companies will do it for free.
I actually don't think having a security monitoring system is a good idea. Would your insurance company give you the same amount of discount that equates to the money you spend each year on security monitoring? Would the security company stop a breakin in progress? Why bother? Put up a sticker saying "this house is protected by xxx", and let it be the end of that.
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