[westaa]

Thanks!!

作者: Jalise

Hi Westaa,

Sorry that I have not answered your question of why the Primerica Agent '执意要你现有保险的statement'. There are at least two '目的'.

1. The Primerica Agent would replace your insurance policy with theirs, especially if your policy is 'perm '. They need your policy number and the information on your policy statement to fill out their 'Replacement Form'. Without selling you their life insurance, the agent makes no money.

2. They want to know how much 'cash value' you have and would convince you to take the money out and invest in their funds. Their selling tactic is 'Buy Term and Invest The Difference'. Again, commission on selling load-funds!

Hope I finanlly have answered your questions.

Good luck!