Never use the latesed version of MS, at least after 1 year,
it becomes stable. For my experience, WINNT is the most stable
operating system in all MS family. Win2000 is 32bit, it should
be better than WINNT, but in real world, it is hard to say.
To be honest, WIN95 is a very good system, if your computer
source is limited, WIN95 is a good choice.
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