引用:
最初由 RayLee 发布
Two questions about mortgage:
1. I believe I can get a mortgage from a bank, so what is the advantage to have a broker to get a mortgage for you? Can a broker get better mortgage for you?
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找broker 应该是为了更好的rate，他们帮着shop around。..但是据说通过broker拿到的mortgage，在break的时候承担的penalty要多。。。
只是听说，哪位明白给我们补补课吧
引用:
最初由 RayLee 发布
2. What is the best mortgage rate that we can negotiate with a bank? For example, the posted rate is 6.00%, can we get 1.00% off?
Any infomation would be appreciated! [/b]
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TD和CIBC现在贴出的五年期都是6.5,1% off应该是很轻松就能拿到的。。。有5.15的，不知合不合适？