最近能拿到什么样的mortgage？ - 第3页

mortgagegopher · 注册: 2007-12-15

引用:

作者: flyinthesky

不好意思，如果你说的是前几天prime 下降了0.25以后给的5.79, 这个并没有什么多好的。。这个比prime还高。

如果固定的5.79，不固定的5.2, 不知道哪种情况下比较睡的安稳一些。我意思是说什么选择比较好呢？老实说觉得高啊。。

我比较相信prime 还要下降。

It is easy. 如果你相信prime 还要下降, the variable rate mortgage is good for you.

Today, the 5-year variable closed mortgage rate is 5.0%.

flyinthesky · 注册: 2007-08-12

请问三年open的是多少啊？

Timothy's · 注册: 2004-07-30

General speaking. At least for 2008 bank of canada wouldn't raise rates and likely reduce another .50 percent.

But the mortage market is tight these days. Because bank have to borrow money from bond market and it is going up. I alwasy like to use ingdirect as a standard. INGdirect is offering Variable rate at prime -0.05. It is used to be prime - 0.08.

爱喝牛奶的wawdj · 注册: 2002-07-28

SCOTIA的VARIABLE有5.5%...不知道是不是算核算.....RBC的大概6%左右

ray_ca · 注册: 2004-10-09

Shall I go for fixed or varible, I need about $200,000?

right4you · 注册: 2006-01-21

引用:

作者: ray_ca

Shall I go for fixed or varible, I need about $200,000?

I believe variable is a better choice for now.

西湖 · 注册: 2005-05-06

最近有没有可能得到 Variable Prime -1%?
有的话, 能不能告之联系人? 谢谢

挺傻 · 注册: 2002-04-16

引用:

作者: 西湖

最近有没有可能得到 Variable Prime -1%?
有的话, 能不能告之联系人? 谢谢

可以减那么多吗，我也想知道哪里可以，谢谢。

right4you · 注册: 2006-01-21

引用:

作者: 西湖

最近有没有可能得到 Variable Prime -1%?
有的话, 能不能告之联系人? 谢谢

我知道最多的是0.85%。

goooooodaaa · 注册: 2005-09-29

the interest rate drops again

LF111 · 注册: 2008-02-21

Fully open "Prime - 0.85"
5-Year variable Closed is "Prime - 1%"

From RBC

Day_Dreamer · 注册: 2007-12-14

But what's the prime rate of RBC. Is it 5.25% after the 0.5% cut, if it is, 4.25% for 5-year closed variable is pretty good. Just think 3-year might be better. But TD doesn't offer 3-year variable mortgages.

挺傻 · 注册: 2002-04-16

Canadian Mortgages - Residential Mortgages by RBC Royal Bank

Closed

Term

Posted Rate

Special Offers‡

5 year

5.25%

4.65%5

5 year RateCapper®

5.25%

--

RateCapper Maximum Rate

6.75%

--

Open

Term

Posted Rate

5 year

5.25%

没看到PRIME-1％的，在RBC的网站上。

LF111 · 注册: 2008-02-21

Man, you have to cost a few mins to bargain with banks. I never check their website. Don't look for mortgage brokers. Of course, they can't beat banks.

矛盾 · 注册: 2003-11-08

Do you mind to tell how you got such good deal? Any conditions on it? If you can share the contact, that's would be great! Thanks a lot.

引用:

作者: LF111

Fully open "Prime - 0.85"
5-Year variable Closed is "Prime - 1%"

From RBC

爱喝牛奶的wawdj [{品品布鲁}] ID: 2360 声望: 112741 声望力: 1206 帖子: 12,425 家族: 来自: 上海~ 文章: 115 金钱: 104,851 注册: 2002-07-28	SCOTIA的VARIABLE有5.5%...不知道是不是算核算.....RBC的大概6%左右
	________________________________ Looking for Part/Full-Time Delivery Driver(Orleans)
	2008-01-27, 15:34 #34

挺傻 [版主] ID: 1176 声望: 452368 声望力: 4605 帖子: 5,184 家族: 来自: 文章: 39 金钱: 75,037 注册: 2002-04-16	Canadian Mortgages - Residential Mortgages by RBC Royal Bank Closed Term Posted Rate Special Offers‡ 5 year 5.25% 4.65%5 5 year RateCapper® 5.25% -- RateCapper Maximum Rate 6.75% -- Open Term Posted Rate 5 year 5.25% 没看到PRIME-1％的，在RBC的网站上。
	________________________________ 你不知道我过去是干什么的,你真的还嫩点. 我对论坛的贡献恐怕超出了你的想象极限.
	2008-03-06, 17:45 #43

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flyinthesky [中级会员] ID: 76267 声望: 197 声望力: 17 帖子: 349 家族: 来自: 金钱: 6,750 注册: 2007-08-12	请问三年open的是多少啊？

	2008-01-27, 11:19 #32

Timothy's [版主] ID: 35157 声望: 758 声望力: 60 帖子: 1,430 家族: 来自: 金钱: 17,771 注册: 2004-07-30	General speaking. At least for 2008 bank of canada wouldn't raise rates and likely reduce another .50 percent. But the mortage market is tight these days. Because bank have to borrow money from bond market and it is going up. I alwasy like to use ingdirect as a standard. INGdirect is offering Variable rate at prime -0.05. It is used to be prime - 0.08.

	2008-01-27, 12:31 #33

ray_ca [普通会员] ID: 38226 声望: 0 声望力: 0 帖子: 88 家族: 来自: 金钱: 3,388 注册: 2004-10-09	fixed or varible rate Shall I go for fixed or varible, I need about $200,000?

	2008-02-04, 22:19 #35

西湖 [普通会员] ID: 49579 声望: 0 声望力: 0 帖子: 37 家族: 来自: 金钱: 4,869 注册: 2005-05-06	最近有没有可能得到 Variable Prime -1%? 有的话, 能不能告之联系人? 谢谢

	2008-03-03, 16:21 #37

goooooodaaa [普通会员] ID: 57436 声望: 0 声望力: 0 帖子: 42 家族: 来自: 金钱: 4,757 注册: 2005-09-29	the interest rate drops again

	2008-03-05, 19:57 #40

LF111 [初级会员] ID: 79644 声望: 10 声望力: 0 帖子: 23 家族: 来自: 金钱: 2,793 注册: 2008-02-21	Fully open "Prime - 0.85" 5-Year variable Closed is "Prime - 1%" From RBC

	2008-03-05, 21:04 #41

Day_Dreamer [普通会员] ID: 78531 声望: 10 声望力: 0 帖子: 34 家族: 来自: 金钱: 3,534 注册: 2007-12-14	But what's the prime rate of RBC. Is it 5.25% after the 0.5% cut, if it is, 4.25% for 5-year closed variable is pretty good. Just think 3-year might be better. But TD doesn't offer 3-year variable mortgages.

	2008-03-06, 12:24 #42

LF111 [初级会员] ID: 79644 声望: 10 声望力: 0 帖子: 23 家族: 来自: 金钱: 2,793 注册: 2008-02-21	Man, you have to cost a few mins to bargain with banks. I never check their website. Don't look for mortgage brokers. Of course, they can't beat banks.

	2008-03-06, 18:28 #44