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  1. smilingmeng

    100-200 clothes(XS_M) and shoes(size 36)moving sale!

    cap fashion cap for $8
  2. smilingmeng

    100-200 clothes(XS_M) and shoes(size 36)moving sale!

    huge moving sale, 50 pair of shoes and 150 clothes including: summer dresses, coats, cap, pants, sweaters, scarf, jewlerys. welcome to have a look, weekend: call 613 8087968 anytime, weekday call after 7:00pm.819-7781774
  3. smilingmeng

    clothes on sale

    $7
  4. smilingmeng

    家具,电器,衣服,搬家大甩卖 everything must go call 819-7781774

    家具,电器(panasonic 27 TV only $100! ,衣服,搬家大甩卖!!!please call 613 8087968 . many items: sofa bed (IKEA) only $120 radio clock $15 brand new , Gem items( swiss balon ) $15 Weightlifting $5 bedminton racket $20 (pair)orignal $45 hardwood computer desk $300 original $1000 many items,come and have a...
  5. smilingmeng

    web designer needed!

    My friend need to built a website, who can help and how much the cost?thanks!
  6. smilingmeng

    Why Rent when you can own??

    Payment PurchasePrice Income required $600 $105,807 2 bedrooms condo apt. $25,616 $650 $114,624 2 to 3 bedroom condo apt. $28,155 $800 $141,624 3 to 4 bedroom condo row unit $34,652 $850 $149,893 3 to 4 bedroom condo row unit $36,818 $1000 $176,344 Condo or...
  7. smilingmeng

    How Market Changes can Affect Mortgage Decisions

    The single biggest dilemma for Canadian mortgage borrowers since 1992 has been whether or not to lock in to a long term mortgage or stay ’short’. History has shown that, overall, it might have been better to stick with a short term or variable rate mortgage. That, however, is 20/20 hindsight...
  8. smilingmeng

    room close to Wakley - 390$/month

    Hi, First month only 330$ because I already paid the deposit. I wanted to rent that room for a friend which finally won't come to Ottawa.:-( It is a bedroom in a single house close to Wakley and Bank Street 2 minutes to bus 97. The address is 932 Rand ave. It has access to a fully...
  9. smilingmeng

    Where are interest rates in Canada heading?

    Where are interest rates in Canada heading? Economics & Strategy www.cibcwm.com/research May 18, 2006 Economic Update Both the Fed and the Bank of Canada made it clear that any decision regarding future monetary policy action will be heavily dependent on economic numbers. So, let’s take...
  10. smilingmeng

    Credit score and your mortgage

    Credit score and your mortgage If you have bad credit history and are looking to get a home mortgage loan, then chances are you are going to need to know all about how the FICO credit scoring system works. FICO ? Fair ISAAC & Company ? is the leading credit reporting agency that lenders...
  11. smilingmeng

    1.5% mortgage closing cost

    1.5% Closing Costs Closing costs are the legal and administrative fees and disbursements associated with buying your home. Understanding each one will help you budget more accurately and lead to a more comfortable home-buying experience. ・ CMHC or GEMICO insurance ・ Land transfer taxes...
  12. smilingmeng

    买房卖房,房贷,房 险, 验房 一条龙服务相关信息免费讲座+ special offer!

    房屋贷款与买卖房相关信息免费讲座[推荐] 日期: July 23th, 2006 (周日) 时间: 上午 10:30 am 地址: 2327 St-Laurent Blvd suit 500, K1G 4J8 ottawa (可在ST-LAURENT MALL乘84路公车到达) 主讲人: Realtor: Nantha (COLDWELL BANKER) Mortgage specialist: Cristina Fan (Ottawa-Carleton mortgage) Home inspection : Nash Roufaiel ( Oalver...
  13. smilingmeng

    using PPSP to buy a house

    The RRSP Home Buyers' Plan allows participants to withdraw $20,000 from their RRSPs to purchase or build a house. No income tax is deducted from these funds, as long as they are repaid to an RRSP according to the government's repayment schedule. This includes information on how the plan works...
  14. smilingmeng

    What is the Right Mortgage for you?

    Low-Ratio Mortgage A Low-Ratio Mortgage is usually one where the down payment is equal to 25% or more of the property’s value. A low-ratio mortgage does not normally require mortgage loan insurance. High-Ratio Mortgage A High-Ratio Mortgage is one where the borrower is contributing less than 25%...
  15. smilingmeng

    The Value of Building Home Equity

    The Value of Building Home Equity There are numerous advantages to owning a home. One of the serious advantages is the equity that is built over time. As equity builds, you create a pool of money to access in trying times. Home Equity Equity is simply the value of a property after all...
  16. smilingmeng

    决定买房时需要考虑的因素

    买房是一件比较重要的事,以下几个方面是在决定买房前应慎重考虑的因素: 1、资金 首期要付多少?是从储蓄中支付,还是别人帮你付?你能出得起多少金额的首期? 能得到多少房屋贷款?根据你的收入,每个月有能力还多少贷款?可以向银行信贷 部门或地产经纪查询你事先可得到多少房屋贷款及有关资料。 2、位置与环境 位置是非常重要的,要考虑想在哪个社区买房,喜欢哪种生活方式,有无学校,周 围的娱乐设施及交通,戏院等。另外还要考虑能否负担得起该一地段的房价。 3、便利因素 房屋离高速公路、购物地区、教堂、社区中心及学校的远近也是要考虑的重要因素。...
  17. smilingmeng

    First time home buyer

    First: Pre-Approvals Anyone contemplating the purchasing of a home should be pre-approved for a mortgage. It only takes a few minutes with our mortgage application on our secure server and you'll be approved within hours. The IMPORTANT thing about having a pre-approval is two fold. It...
  18. smilingmeng

    ******wiress card for laptop needed!!!!!!!!!

    I need wireless PCMCIA Card for my laptop computer, pls call at 7781774 cristin
  19. smilingmeng

    Mortgage rate In Canada

    Variable Rate Mortgage In Canada The Variable-Rate Mortgage is offered at the prime rate less 0.25%* and is adjusted in every months. That’s why one can enjoy a discount on the lowest possible rate on the market! Here generally two payment options are offered: fixed and variable...
  20. smilingmeng

    Understanding the mortgage Loan

    Mortgage Loans "I have a house of my own" Have you ever noticed the expression on the person's face when they say the above line? If yes, you would know that the greatest dream every man cherishes is to have a house of one's own. A Mortgage Loan is all you need to switch from your rented...
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