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  1. smilingmeng

    How to Save Money with Variable Mortgage Rates

    There was a time when interest rates were fairly easy to predict. These days even a crystal ball might not help. One expert is predicting that there is still room for rates to drop. Another one thinks that they could skyrocket any day. I do know that whether you are contemplating buying your...
  2. smilingmeng

    90% equity take out mortgage

    You can now take equity out of your home WITHOUT taking a second mortgage at higher rates. Regardless of what you want the money for you can refinance your home up to 90% of the value and only have one mortgage. You can consolidate your debts or purchase a cottage, investments or put the kids...
  3. smilingmeng

    How to chose the best mortgage plan

    New Home Buyers (1)Pre-Approvals Important first step. Pre-approve your mortgage. Lock today's rate. If rates increase, you still get the lower rate! (2)Home Buyer's Plan First time buyers may borrow a maximum of $20,000.00 from their RRSP account. (3)BEWARE of the Banker's...
  4. smilingmeng

    MISTAKE # 2: Letting Qualifying Ratios Get Out of Hand

    MISTAKE # 2: Letting Qualifying Ratios Get Out of Hand "The old rules don't apply anymore." We've heard these words so often that it is about to make us crazy. We heard them during the stock market run-up of the 1990s, when stock prices had no connection with reality. We heard the words in...
  5. smilingmeng

    how to chose the mortgage plan

    New Home Buyers (1)Pre-Approvals Important first step. Pre-approve your mortgage. Lock today's rate. If rates decrease, you get the lower rate! (2)Home Buyer's Plan First time buyers may borrow a maximum of $20,000.00 from their RRSP account. (3)BEWARE of the Banker's...
  6. smilingmeng

    ****** Huge winter clothes moving sale*****

    cool black hat $7
  7. smilingmeng

    ****** Huge winter clothes moving sale*****

    red western style hat $5
  8. smilingmeng

    ****** Huge winter clothes moving sale*****

    blue jeans hat with victoria partern, $7
  9. smilingmeng

    ****** Huge winter clothes moving sale*****

    white sporty jacket for $ 9
  10. smilingmeng

    ****** Huge winter clothes moving sale*****

    nice blue chinese traditional cotton winter coat, price $15
  11. smilingmeng

    ****** Huge winter clothes moving sale*****

    very expensive one that bought in wrong size Large, the price $25 ,only wear once, original price $50
  12. smilingmeng

    ****** Huge winter clothes moving sale*****

    new green sweater $12,very bright colour
  13. smilingmeng

    ****** Huge winter clothes moving sale*****

    red plastic IKA sofa, $12
  14. smilingmeng

    ****** Huge winter clothes moving sale*****

    large size $10 .the brand is mac&jac
  15. smilingmeng

    ****** Huge winter clothes moving sale*****

    bags from $5-$15
  16. smilingmeng

    ****** Huge winter clothes moving sale*****

    very cute animal scarf for $6 and winners jacket original price above $40, right now ask for $18, the brown color match to brown leath booth.
  17. smilingmeng

    ****** Huge winter clothes moving sale*****

    chinese traditional cloth combine fashion,price $10
  18. smilingmeng

    ****** Huge winter clothes moving sale*****

    very trendy sweat,size large. $15
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