If LZ can pay 48 lease payments in one shot, then LZ doesn't need to lease a car. I think LZ CANNOT find finance, hence LZ has to pay also BUY back value (i.e. the car cost). To leasing company (not dealer), LZ has NO credit history hence to leasing company, the risk is BUY back value.其实我听说现在好像有种直接把lease那几年的钱全pay了,也可以。。。