按揭贴 － 大家都来发表意见啊。。

[小地主]

2.89% for 5 yr fixed - Is it a reasonable rate..

My bank told me as long as I could find a lower rate with another big 5, they would beat it..

any feedback would be appreciated...

 

[向问天]

Yes, it is.

 

[pattern]

which bank?

 

[huange]

支持实名发贴.

这么低的利息, 相当好了.

 

[冷笑9声]

2.89% for 5 yr fixed - Is it a reasonable rate..

My bank told me as long as I could find a lower rate with another 5 big, they would beat it..

any feedback would be appreciated...

你先说说你是否打算每年加速还？还是能少就少？ 是否需要LOC临时扎钱出来？

 

[小地主]

Yes, it is.

My 纠结 is they want me to switch right now,...giving up my 2.25% (prime - 0.75) for next couple of months...

what's your opinion?

 

[小地主]

你先说说你是否打算每年加速还？还是能少就少？ 是否需要LOC临时扎钱出来？

I do double pay now..there is a loc with the mortage, P+0.5 I think...

 

[冷笑9声]

My 纠结 is they want me to switch right now,...giving up my 2.25% (prime - 0.75) for next couple of months...

what's your opinion?

当然唠嗑2。89 120天，斯呆2.25

 

[小地主]

当然唠嗑2。89 120天，斯呆2.25

I would be more than happy if it could be locked for 120 days, but the point is they want me to switch right now...

 

[TIFF]

现在再要浮动的是不是有风险？

 

[ccc]

三年还不清贷款的话，锁上五年。赌博就是了。

 

[fortget_it]

当然选浮动，银行不傻，能给2.89/5年，就说明生息可能不大。

 

[Mikejia]

关键是浮动的没有-0.75的了. 如果哪家银行还有,我连固定都不考虑.

 

[向问天]

My 纠结 is they want me to switch right now,...giving up my 2.25% (prime - 0.75) for next couple of months...

what's your opinion?

可以现在转， 丢2个月的2.25损失不了几个钱。

 

[mimi_ge]

现在再要浮动的是不是有风险？

当然浮动最好了