关于房子的估价和报税

[abovewater]

我又把问题发到这个版面了。我发现的我的问题总有大家热心的解答。谢谢大家。

问题是: 我原来自己住的房子。后来买新房子就搬走了，出租给了一户人家。按时报income收入的税。但是这都过了一年了，我突然发现去年出租之前我没有给房子估价。所以我搬走前房子的价值不知道。这种情况下如果我卖房子，是按照和买价的差价算capital gain么？还有什么补救措施能够算和当时搬走时候的价格的差价算capital gain？

记得不是很清楚那个时候是否和银行打过交道所以恰好有估过市场价。。不过这个好像也是银行的内部信息不会公布的。

 

[Jacklyz]

你不需要估计你的房子价值。 capital gain 计算如下：

You have to use Form T2091(IND) to designate your property as a principal residence and calculate the exemption amount of capital gain on your rental property.

http://www.cra-arc.gc.ca/E/pbg/tf/t2091_ind/

For example, you bought a house for $300,000 in 2005 and sold it for $400,000 in 2014. You lived in this house from 2005 to 2009 and then rented it out. You can design the property as your principal residence for 5 years, and

The total capital gain = $400,000-$300,000 = $100,000

The exemption amount = $100,000 * (1+5) /10 = $60,000

The taxable capital gain = $100,000 - $60,000 = $40,000

 

[阿土仔]

你不需要估计你的房子价值。 capital gain 计算如下：

You have to use Form T2091(IND) to designate your property as a principal residence and calculate the exemption amount of capital gain on your rental property.

http://www.cra-arc.gc.ca/E/pbg/tf/t2091_ind/

For example, you bought a house for $300,000 in 2005 and sold it for $400,000 in 2014. You lived in this house from 2005 to 2009 and then rented it out. You can design the property as your principal residence for 5 years, and

The total capital gain = $400,000-$300,000 = $100,000

The exemption amount = $100,000 * (1+5) /10 = $60,000

The taxable capital gain = $100,000 - $60,000 = $40,000

如果当年银行有个粗略评估，可否用那个评估值？记得银行的人说过有个机构可以对过去某个时间的房价进行评估，可是记不得名字了。

 

[Mikejia]

你不需要估计你的房子价值。 capital gain 计算如下：

You have to use Form T2091(IND) to designate your property as a principal residence and calculate the exemption amount of capital gain on your rental property.

http://www.cra-arc.gc.ca/E/pbg/tf/t2091_ind/

For example, you bought a house for $300,000 in 2005 and sold it for $400,000 in 2014. You lived in this house from 2005 to 2009 and then rented it out. You can design the property as your principal residence for 5 years, and

The total capital gain = $400,000-$300,000 = $100,000

The exemption amount = $100,000 * (1+5) /10 = $60,000

The taxable capital gain = $100,000 - $60,000 = $40,000

如果做一个评估的话，房子的价格是搬出去时候的价格，不是300，000，而是390，000。 然后再计算capital gain. 400,000-390,000 = $10,000

 

[慢慢得]

如果做一个评估的话，房子的价格是搬出去时候的价格，不是300，000，而是390，000。 然后再计算capital gain. 400,000-390,000 = $10,000

借贴同问，哪里能做评估？

 

[慢慢得]

你不需要估计你的房子价值。 capital gain 计算如下：

You have to use Form T2091(IND) to designate your property as a principal residence and calculate the exemption amount of capital gain on your rental property.

http://www.cra-arc.gc.ca/E/pbg/tf/t2091_ind/

For example, you bought a house for $300,000 in 2005 and sold it for $400,000 in 2014. You lived in this house from 2005 to 2009 and then rented it out. You can design the property as your principal residence for 5 years, and

The total capital gain = $400,000-$300,000 = $100,000

The exemption amount = $100,000 * (1+5) /10 = $60,000

The taxable capital gain = $100,000 - $60,000 = $40,000

这个算法亏啊，比如前些年房价涨的多，搬走后几年其实涨的少，那就亏大了

 

[Jacklyz]

如果当年银行有个粗略评估，可否用那个评估值？记得银行的人说过有个机构可以对过去某个时间的房价进行评估，可是记不得名字了。

这事没干过。 试试这个 http://www.aicanada.ca/

 

[悠游姜江]

改变房子的用途，应该当年就通知税务的，我也是听说得

 

[abovewater]

如果做一个评估的话，房子的价格是搬出去时候的价格，不是300，000，而是390，000。 然后再计算capital gain. 400,000-390,000 = $10,000

对啊，就是忘记做这么个评估了。。还有补救的措施么？

 

[abovewater]

这个算法亏啊，比如前些年房价涨的多，搬走后几年其实涨的少，那就亏大了

是的。。我也觉得这样有点亏。。

 

[向问天]

对啊，就是忘记做这么个评估了。。还有补救的措施么？

不是才过了一年么。现在做评估应该差不多吧。
不是去年的评估， 但是参考价值蛮大的。

 

[abovewater]

不是才过了一年么。现在做评估应该差不多吧。
不是去年的评估， 但是参考价值蛮大的。

恩 我去试试看

 

[liudivy]

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