FED今天加息?

像我这种本金一直被吃掉的,是银行会一直不管,五年后再跟你算账,还是到一定时候就会拿刀来砍。
 
对呀,还在那儿问,只有没有贷款的人才不明就里
这正常啊,浮动还享受低利率时的好处呢。持股定利率的房主表示没压力。
现在,对新买房的人不利。但他们可以缓缓再买。
 
最后编辑:
我就前年买了个小房,是我老公要买,当时锁了三年2.79利率,明年到期看还不还,他买房有瘾,不过我不同意,银行不贷给他了。
儿子的房8月份卖了,松了一口气。
关键时刻,领导必须掌舵把关 :good:
 
像我这种本金一直被吃掉的,是银行会一直不管,五年后再跟你算账,还是到一定时候就会拿刀来砍。
有的银行是还款期固定,每次付款都会随利率变动。有的银行是本金不累积到某个定额那就还款额固定,还款期展期,但超过定额也要跳涨。无论如何续期时都要回到原定还款期,除非refinanced 展期。
 
0.75 today, will continue to hike rates. BOC would have to catch up. With a bit dovish remarks, Fed tries to walk on a hanging rope.

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Yes, as you know, the market (with manipulation) can go either way as it wishes, but the general trend is still in a downward cycle. Now it becomes very difficult for Fed Powell to do his job. He will be criticized for his several major mistakes, leading to an inevitable recession.

If the market is really reflecting the reality, today should be down day.

That's the reason for retail investors not to time the market on a daily basis. Instead, we should make our investment decisions based on the long-term trend.
 
Unless it's against the historic pattern, we have yet to see the last big drop the capitulation yet. It's still a long way to to to the bottom. And these repeated dead cat bouncing would make this downturn longer and more painful. The same for the housing market.
 
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