向各位报税大师请教报税的问题,首先表示感谢！

[smt]

向各位报税大师请教报税的问题：
今年我没有RRSP Contribution, 我去年（２０２２）的Tax assessment结果显示的是：
2022 RRSP deduction limit: $4,335.00
Available contribution room for 2022 (12,147)
Note: If your available contribution room is a negative amount (shown in brackets), you have no contribution room available for 2022 and may have over contributed to your RRSP. If this is the case, you may have to pay a 1% monthly tax on any excess contributions.

问题：以下三个咋填啊？

RRSP deduction limit/room for 2022 as shown on your latest notice of assessment: $4335.00 ?
Carry forward of unused RRSP contributions from the latest Notice of Assessment: ????
Claim the maximum allowed RRSP account, Amount to claim for 2022: ????


再次表示感谢！！！

 

[ccc]

看看你去年是怎么填的。

 

[ottawa_tj]

手工填表？

为什么不用软件填？

 

[wilson111]

比较同情你的情况，你这种情况应该是因为2021或者之前 over-contribute RRSP了，如果从你多买的RRSP12147，每个月的tax是121.47，一年就是1440,赶紧问问专业人士怎么搞吧

 

[春夏之交]

找专业人士。
你浪费的钱已经是本来要付给专业会计的好几倍。

 

[smt]

手工填表？

为什么不用软件填？

Thanks a lot, but this is using StudioTax software.

 

[ccc]

向各位报税大师请教报税的问题：
今年我没有RRSP Contribution, 我去年（２０２２）的Tax assessment结果显示的是：
2022 RRSP deduction limit: $4,335.00
Available contribution room for 2022 (12,147)
Note: If your available contribution room is a negative amount (shown in brackets), you have no contribution room available for 2022 and may have over contributed to your RRSP. If this is the case, you may have to pay a 1% monthly tax on any excess contributions.

问题：以下三个咋填啊？

RRSP deduction limit/room for 2022 as shown on your latest notice of assessment: $4335.00 ?
Carry forward of unused RRSP contributions from the latest Notice of Assessment: ????
Claim the maximum allowed RRSP account, Amount to claim for 2022: ????


再次表示感谢！！！

向各位报税大师请教报税的问题：
今年我没有RRSP Contribution,
我去年（２０２1）的Tax assessment结果显示的是：
2022 RRSP deduction limit: $4,335.00
Available contribution room for 2022 (12,147)
Note: If your available contribution room is a negative amount (shown in brackets), you have no contribution room available for 2022 and may have over contributed to your RRSP. If this is the case, you may have to pay a 1% monthly tax on any excess contributions.

问题：以下三个咋填啊？

我想应该是:

RRSP deduction limit/room for 2022 as shown on your latest notice of assessment: $4335.00
Carry forward of unused RRSP contributions from the latest Notice of Assessment: $12,147.00
Claim the maximum allowed RRSP account, Amount to claim for 2022: $0.00

 

[wilson111]

向各位报税大师请教报税的问题：
今年我没有RRSP Contribution,
我去年（２０２1）的Tax assessment结果显示的是：
2022 RRSP deduction limit: $4,335.00
Available contribution room for 2022 (12,147)
Note: If your available contribution room is a negative amount (shown in brackets), you have no contribution room available for 2022 and may have over contributed to your RRSP. If this is the case, you may have to pay a 1% monthly tax on any excess contributions.

问题：以下三个咋填啊？

我想应该是:

RRSP deduction limit/room for 2022 as shown on your latest notice of assessment: $4335.00
Carry forward of unused RRSP contributions from the latest Notice of Assessment: $12,147.00
Claim the maximum allowed RRSP account, Amount to claim for 2022: $0.00

我感觉不是，财务喜欢用（）表示负值，应该是说楼主多contribute了12,147.00 RRSP

 

[wilson111]

向各位报税大师请教报税的问题：
今年我没有RRSP Contribution,
我去年（２０２1）的Tax assessment结果显示的是：
2022 RRSP deduction limit: $4,335.00
Available contribution room for 2022 (12,147)
Note: If your available contribution room is a negative amount (shown in brackets), you have no contribution room available for 2022 and may have over contributed to your RRSP. If this is the case, you may have to pay a 1% monthly tax on any excess contributions.

问题：以下三个咋填啊？

我想应该是:

RRSP deduction limit/room for 2022 as shown on your latest notice of assessment: $4335.00
Carry forward of unused RRSP contributions from the latest Notice of Assessment: $12,147.00
Claim the maximum allowed RRSP account, Amount to claim for 2022: $0.00

哦，理解错了，应该是村长你这个填法

 

[ccc]

哦，理解错了，应该是村长你这个填法

你那么一说，我也不确定了。

楼主把ＮＯＡ下面那部分排照发上来吧。

 

[GYGY]

１。就填去年assessment上的limit
２。填不填应该有yes或no的选择吧，应该会有提示：Complete this section only if an amount of Unused contributions is shown on your latest federal 2021 Notice of assessment or Notice of reassessment.
看看去年的assessment上有没有这个，没有就选no 或空白
３。大概你填了个什么数超过你asessment上的limit了或者和２相悖，软件提醒你确认／注意
没有contribution应该不填or 0
其实没有contribution的话就应该可以skip掉整个RRSP section

不过我用的是不同的软件，不知道是否适合你这个studiotax

表上每项应该都有个问号或其它sign，点开它应该有解释／guide

 

[wilson111]

楼主登录一下CRA看一眼RRSP的信息吧

 

[qiuyi_01]

4335 是你以前买的rrsp, 但你没有用它减税，你任何时候都可以用它减税。

12147是负数，说明你超买了12147，上面有网友说了，你要付罚款或利息。

 

[贾和平]

向各位报税大师请教报税的问题：
今年我没有RRSP Contribution, 我去年（２０２２）的Tax assessment结果显示的是：
2022 RRSP deduction limit: $4,335.00
Available contribution room for 2022 (12,147)
Note:If your available contribution room is a negative amount (shown in brackets), you have no contribution room available for 2022 and may have over contributed to your RRSP. If this is the case, you may have to pay a 1% monthly tax on any excess contributions.

问题：以下三个咋填啊？

RRSP deduction limit/room for 2022 as shown on your latest notice of assessment: $4335.00 ?
Carry forward of unused RRSP contributions from the latest Notice of Assessment: ????
Claim the maximum allowed RRSP account, Amount to claim for 2022: ????


再次表示感谢！！！

I never do my tax myself. Here is what I understand from what you posted:

1. You said; "... 我去年（２０２２）的Tax assessment结果..." It should be 2021的Tax assessment.

2. Your 2021 NOA said: "2022 RRSP deduction limit: $4,335.00" which means you can claim $4,335.00 RRSP deduction in your 2022 tax return ths year.

3. Your 2021 NOA said: "If your available contribution room is a negative amount (shown in brackets), you have no contribution room available for 2022 and may have over-contributed to your RRSP. ...", which means the CRA record shows you have contributed $ 12,147 over your RRSP limit since it showed in brackets in your 2021 NOA.

4. Your 2021 NOA said: said: "Claim the maximum allowed RRSP account, Amount to claim for 2022:" Your amount is limited to $4,335 as your 2021 BOA shows.

It is clear that you have no contribution room for 2022 as it shows. So what are going to do with $12,147 over the limit if the number is correct?

1. Back looking into the past few years your NOAs RRSP contribution rooms and the total amount of your RRSP actual contribution amount. If the numbers show you did overcontribute RRSP over your contribution limit, withdraw the overcontribute amount, and pay withholding tax and withdrawal fees before March 31st, 2023. , it will be $12,147 if the CRA number matched the number you calculated. (In most cases, the CRS number should be correct, I think.)

2. Fill out Form T1-OVP, to pay 1% tax per month. You also need to pay late tax depending on how long you have been over the limit.

Hope this can help!

PS: Straight write it down, no checking even reading it.

 

[ccc]

4335 是你以前买的rrsp, 但你没有用它减税，你任何时候都可以用它减税。

12147 是根据你以往的收入算出来的你可以买但是你没买的额度，你任何时候都可以买这个额度。买了以后才能用它减税。没买就不能用它减税。

Answers to your three questions:
1）4335
2）0 (因为你只有4335 可用，你如果今年报税用了4335， 你就没有可以carry forward 的额度了，所以第二个问题就是0，如果你今年用2000，第二个问题就是4335 - 2000 = 2335）
3）4335

根据你的收入，如果收入低，你不需要用掉全部4335，也许只用2000 就可以了，这样的话：
1）4335
2）4335 - 2000 = 2335
2）2000

那几个数字，除了2022年的供款，其余都是去年NOA上的数字。