请教个事儿

[4188]

我要到外省工作了. 老婆不去. 想把汽车留给老婆开. 问题是现在车主证和保险都是我的名(老婆是second driver). 请问:

1. 车主证要换成她的名字吗?

2. 保险证上要换成她的名字吗?

3. 不换可以吗? 有什么后果吗?

谢谢!

 

[Teddy]

1. Not necessary;
2. Not mandatory;
3. If you don't change "Principal Driver" from you to wife, your insurance company may take it as an excuse to give you troubles if you claim for accident benefits in future - because you wife becomes de fato (in fact) principal driver... of course, you make the change, they may increase your insurance premium a little bit, unless she has higher license level or longer driving experiences than you