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2010-02-25 04:02:07 来源: 新华报业网-扬子晚报(南京)
核心提示：美国男子泰里·霍斯金斯因欠下银行16万美元贷款，尽管霍斯金斯已表示愿意还清所有贷款，但银行仍执意没收他那幢价值35万美元的豪宅，从而获取更大利益。不甘心被银行占便宜，霍斯金斯一怒之下，亲自驾驶推土机将他的豪宅彻底铲平摧毁，只把一片废墟交还银行。
霍斯金斯正在用推土机铲平豪宅
新华报业网-扬子晚报2月25日报道 据美国媒体24日报道，美国男子泰里·霍斯金斯因欠下银行16万美元贷款未还而惹上债务官司，尽管不久前霍斯金斯已表示愿意还清所有贷款，但银行仍执意没收他那幢价值35万美元的豪宅，从而获取更大利益。不甘心被银行占便宜，日前霍斯金斯一怒之下，亲自驾驶推土机将他的豪宅彻底铲平摧毁，只把一片废墟交还银行。
因欠债打了10年官司
据报道，泰里·霍斯金斯是美国俄亥俄州一名中年男子，他数十年前就开始从事地毯生意，并和兄弟开有一家地毯商店。由于生意经营得不错，霍斯金斯很快就晋身中产阶层行列，并和家人住进了一幢乡村别墅中。据悉，这幢别墅楼共有2层，是他在数十年前亲手修建而成，别墅周围还建有美丽的花园和池塘，目前总价值约35万美元。
然而由于生意不景气，霍斯金斯欠下了银行一屁股债务。原来合伙做生意的兄弟也因为债务纠纷，将霍斯金斯告上法庭。随后，美国税务局以欠税为由，将他开的一家地毯店扣作抵押，而当初为霍斯金斯放贷的里瓦希尔银行则决定收回他价值35万美元的乡村别墅抵债。此后，霍斯金斯与里瓦希尔银行打起了漫长的官司战，双方为此纠缠了将近10年，弄得霍斯金斯焦头烂额。
银行只要房子不要钱
据悉，霍斯金斯总共欠下了银行16万美元贷款。但令他不解的是，里瓦希尔银行却硬是要求没收他的价值35万美元豪宅，并于日前正式展开查封程序，命令他在限期之内搬出房子。霍斯金斯称，更令他气愤的是，事实上，此前已经有人愿意提供16万美元付清房子积欠的贷款，但银行方面却拒绝接受。银行官员宣称，他们之所以只要房子不要钱，是因为通过拍卖该房屋可以卖出更好的价钱。
银行这一不可理喻的解释将霍斯金斯彻底激怒了。日前，忍无可忍的霍斯金斯向银行发出“最后通牒”——在银行拿走他亲手修建的豪宅之前，他将用推土机将它夷为平地。
亲自开推土机铲平豪宅
两个星期前，霍斯金斯果真亲自开着一辆推土机，把他建造的这栋庞大的乡村别墅整个推倒，只剩下一堆残砖败瓦。不仅如此，霍斯金斯还将房屋周围的美丽花园和池塘也铲成了平地，片甲不留。
当闻讯赶来的银行收楼人员看到霍斯金斯的豪宅已经变成了一片废墟之后，全都当场傻了眼。霍斯金斯称，他想通过这种疯狂的举动向银行发出警告，让银行在查封别人的房子前三思而行。霍斯金斯说：“如果今后银行想用不正当手段接收房子，别人可能像我一样把房子拆掉。”
“自残式拆迁”震惊美国
霍斯金斯这一“自残式拆迁”的惊人举动震惊了美国。虽然有人质疑霍斯金斯行为属违法，但同时也赢来许多人支持。 一名佛州女子称，她曾经因为丈夫失业而欠还贷款一次，结果就被银行没收了房屋，导致人到中年却无家可归，因此非常明白霍斯金斯的绝望感受。也有美国网民指出，银行的行动很多时候虽然合法，但却不道德。
尽管此事在美国闹得沸沸扬扬，但里瓦希尔银行却始终拒绝发表任何评论。据悉，霍斯金斯位于俄亥俄州阿梅里亚市的地毯店预定3月2日拍卖，霍斯金斯称，他正考虑用推土机把那个地毯店也拆掉，从而让没收它的人捞不到任何利益。
(本文来源：新华报业网-扬子晚报 作者：吴文)
http://news.163.com/10/0225/04/60BDH9O80001121N.html
Frustrated Owner Bulldozes Home Ahead Of Foreclosure
Man Says Actions Intended To Send Message To Banks
POSTED: 10:42 am EST February 18, 2010
UPDATED: 6:36 pm EST February 19, 2010
MOSCOW, Ohio -- Like many people, Terry Hoskins has had troubles with his bank. But his solution to foreclosure might be unique.
Hoskins said he's been in a struggle with RiverHills Bank over his Clermont County home for nearly a decade, a struggle that was coming to an end as the bank began foreclosure proceedings on his $350,000 home.
"When I see I owe $160,000 on a home valued at $350,000, and someone decides they want to take it – no, I wasn't going to stand for that, so I took it down," Hoskins said.
View Slideshow
Hoskins said the Internal Revenue Service placed liens on his carpet store and commercial property on state Route 125 after his brother, a one-time business partner, sued him.
The bank claimed his home as collateral, Hoskins said, and went after both his residential and commercial properties.
"The average homeowner that can't afford an attorney or can fight as long as we have, they don't stand a chance," he said.
Hoskins said he'd gotten a $170,000 offer from someone to pay off the house, but the bank refused, saying they could get more from selling it in foreclosure.
Hoskins told News 5's Courtis Fuller that he issued the bank an ultimatum.
"I'll tear it down before I let you take it," Hoskins told them.
And that's exactly what Hoskins did.
Man Says Actions Intended To Send Message To Banks
The Moscow man used a bulldozer two weeks ago to level the home he'd built, and the sprawling country home is now rubble, buried under a coating of snow.
"As far as what the bank is going to get, I plan on giving them back what was on this hill exactly (as) it was," Hoskins said. "I brought it out of the ground and I plan on putting it back in the ground."
Hoskins' business in Amelia is scheduled to go up for auction on March 2, and he told Fuller he's considering leveling that building, too.
RiverHills Bank declined to comment on the situation, but Hoskins said his actions were intended to send a message.
"Well, to probably make banks think twice before they try to take someone's home, and if they are going to take it wrongly, the end result will be them tearing their house down like I did mine," Hoskins said.
Man Has No Regrets Over Bulldozing House
Hoskins said he's heard from people all over the country since his story first aired Thursday, and he said most have been supportive.
He said he sought legal counsel before tearing down his home and understands the possible consequences, but he has never doubted his decision once he made it.
"When I knew I was going to lose it, I decided to take it down," Hoskins said.
[ame="http://www.youtube.com/watch?v=Dqb6ZIXoX2w"]YouTube- Man Bulldozes Own Home to 'Make Banks Think Twice About Foreclosure'[/ame]
核心提示：美国男子泰里·霍斯金斯因欠下银行16万美元贷款，尽管霍斯金斯已表示愿意还清所有贷款，但银行仍执意没收他那幢价值35万美元的豪宅，从而获取更大利益。不甘心被银行占便宜，霍斯金斯一怒之下，亲自驾驶推土机将他的豪宅彻底铲平摧毁，只把一片废墟交还银行。
霍斯金斯正在用推土机铲平豪宅
新华报业网-扬子晚报2月25日报道 据美国媒体24日报道，美国男子泰里·霍斯金斯因欠下银行16万美元贷款未还而惹上债务官司，尽管不久前霍斯金斯已表示愿意还清所有贷款，但银行仍执意没收他那幢价值35万美元的豪宅，从而获取更大利益。不甘心被银行占便宜，日前霍斯金斯一怒之下，亲自驾驶推土机将他的豪宅彻底铲平摧毁，只把一片废墟交还银行。
因欠债打了10年官司
据报道，泰里·霍斯金斯是美国俄亥俄州一名中年男子，他数十年前就开始从事地毯生意，并和兄弟开有一家地毯商店。由于生意经营得不错，霍斯金斯很快就晋身中产阶层行列，并和家人住进了一幢乡村别墅中。据悉，这幢别墅楼共有2层，是他在数十年前亲手修建而成，别墅周围还建有美丽的花园和池塘，目前总价值约35万美元。
然而由于生意不景气，霍斯金斯欠下了银行一屁股债务。原来合伙做生意的兄弟也因为债务纠纷，将霍斯金斯告上法庭。随后，美国税务局以欠税为由，将他开的一家地毯店扣作抵押，而当初为霍斯金斯放贷的里瓦希尔银行则决定收回他价值35万美元的乡村别墅抵债。此后，霍斯金斯与里瓦希尔银行打起了漫长的官司战，双方为此纠缠了将近10年，弄得霍斯金斯焦头烂额。
银行只要房子不要钱
据悉，霍斯金斯总共欠下了银行16万美元贷款。但令他不解的是，里瓦希尔银行却硬是要求没收他的价值35万美元豪宅，并于日前正式展开查封程序，命令他在限期之内搬出房子。霍斯金斯称，更令他气愤的是，事实上，此前已经有人愿意提供16万美元付清房子积欠的贷款，但银行方面却拒绝接受。银行官员宣称，他们之所以只要房子不要钱，是因为通过拍卖该房屋可以卖出更好的价钱。
银行这一不可理喻的解释将霍斯金斯彻底激怒了。日前，忍无可忍的霍斯金斯向银行发出“最后通牒”——在银行拿走他亲手修建的豪宅之前，他将用推土机将它夷为平地。
亲自开推土机铲平豪宅
两个星期前，霍斯金斯果真亲自开着一辆推土机，把他建造的这栋庞大的乡村别墅整个推倒，只剩下一堆残砖败瓦。不仅如此，霍斯金斯还将房屋周围的美丽花园和池塘也铲成了平地，片甲不留。
当闻讯赶来的银行收楼人员看到霍斯金斯的豪宅已经变成了一片废墟之后，全都当场傻了眼。霍斯金斯称，他想通过这种疯狂的举动向银行发出警告，让银行在查封别人的房子前三思而行。霍斯金斯说：“如果今后银行想用不正当手段接收房子，别人可能像我一样把房子拆掉。”
“自残式拆迁”震惊美国
霍斯金斯这一“自残式拆迁”的惊人举动震惊了美国。虽然有人质疑霍斯金斯行为属违法，但同时也赢来许多人支持。 一名佛州女子称，她曾经因为丈夫失业而欠还贷款一次，结果就被银行没收了房屋，导致人到中年却无家可归，因此非常明白霍斯金斯的绝望感受。也有美国网民指出，银行的行动很多时候虽然合法，但却不道德。
尽管此事在美国闹得沸沸扬扬，但里瓦希尔银行却始终拒绝发表任何评论。据悉，霍斯金斯位于俄亥俄州阿梅里亚市的地毯店预定3月2日拍卖，霍斯金斯称，他正考虑用推土机把那个地毯店也拆掉，从而让没收它的人捞不到任何利益。
(本文来源：新华报业网-扬子晚报 作者：吴文)
http://news.163.com/10/0225/04/60BDH9O80001121N.html
Frustrated Owner Bulldozes Home Ahead Of Foreclosure
Man Says Actions Intended To Send Message To Banks
POSTED: 10:42 am EST February 18, 2010
UPDATED: 6:36 pm EST February 19, 2010
MOSCOW, Ohio -- Like many people, Terry Hoskins has had troubles with his bank. But his solution to foreclosure might be unique.
Hoskins said he's been in a struggle with RiverHills Bank over his Clermont County home for nearly a decade, a struggle that was coming to an end as the bank began foreclosure proceedings on his $350,000 home.
"When I see I owe $160,000 on a home valued at $350,000, and someone decides they want to take it – no, I wasn't going to stand for that, so I took it down," Hoskins said.
View Slideshow
Hoskins said the Internal Revenue Service placed liens on his carpet store and commercial property on state Route 125 after his brother, a one-time business partner, sued him.
The bank claimed his home as collateral, Hoskins said, and went after both his residential and commercial properties.
"The average homeowner that can't afford an attorney or can fight as long as we have, they don't stand a chance," he said.
Hoskins said he'd gotten a $170,000 offer from someone to pay off the house, but the bank refused, saying they could get more from selling it in foreclosure.
Hoskins told News 5's Courtis Fuller that he issued the bank an ultimatum.
"I'll tear it down before I let you take it," Hoskins told them.
And that's exactly what Hoskins did.
Man Says Actions Intended To Send Message To Banks
The Moscow man used a bulldozer two weeks ago to level the home he'd built, and the sprawling country home is now rubble, buried under a coating of snow.
"As far as what the bank is going to get, I plan on giving them back what was on this hill exactly (as) it was," Hoskins said. "I brought it out of the ground and I plan on putting it back in the ground."
Hoskins' business in Amelia is scheduled to go up for auction on March 2, and he told Fuller he's considering leveling that building, too.
RiverHills Bank declined to comment on the situation, but Hoskins said his actions were intended to send a message.
"Well, to probably make banks think twice before they try to take someone's home, and if they are going to take it wrongly, the end result will be them tearing their house down like I did mine," Hoskins said.
Man Has No Regrets Over Bulldozing House
Hoskins said he's heard from people all over the country since his story first aired Thursday, and he said most have been supportive.
He said he sought legal counsel before tearing down his home and understands the possible consequences, but he has never doubted his decision once he made it.
"When I knew I was going to lose it, I decided to take it down," Hoskins said.
[ame="http://www.youtube.com/watch?v=Dqb6ZIXoX2w"]YouTube- Man Bulldozes Own Home to 'Make Banks Think Twice About Foreclosure'[/ame]
