想知道值不值得去修？

[feiya]

保险公司人说，我可以到指定的修车厂去修理我的车（保险公司出钱）
但我的车不是新车， 划痕不是特别厉害。想问问大家有没有必要去修？
对以后车的保险费有没有影响？

谢谢！

 

[溪流]

no

 

[studying]

不修对你好处不多，修不影响你保险（你无过错的话）。

 

[ccc]

The issue is that if the insurance company would want to pay you that amount of money or not.

 

[feiya]

Th insurance company will pay the repair fee.

 

[YINGWA]

You probably will lost your NO CLAIM bonus

保险公司人 - I think you refer to ADJUSTOR

指定的修车厂去修理我的车 ?? WHY "指定的" -- this is crystal clear.
You can go to any licensed garage (OR body shop)

Probably the owner of that "指定的" and "ADJUSTOR" are ???

Also, how much is your DEDUCTIBLE?
You can ask your garage how they charge you if not charged through Insurance, and compare the amount "指定的" charged to Insurance company.

In the end, you still have to pay.

If your deductible is higher than what your own garage will charge you, why go through your insurance company.

The insurance is so high in Ontario all because of those "指定的" and scams.

All claimers in the end have to pay