I do not know what to say - the money in this pag account is different, you cannot even use this money to buy anything. at 30 cent/minute - the money is virtually worth nothing because for $20 a month you can get 200-300 minute plus unlimited calls in the evening and weekend.
Dont forget to keep these money active, you will have to put at least $10/month. Anyway, $100,000,000 in a pay as you go account = $10.