哪一家bank 的 credit card 比较好？

[koddie]

刚从别的国家搬来Canada， 要办张credit card 尽快增加credit rating

是不是有工作就一定可以申请到credit card?

哪家银行比较好 TD, 还是什么其他的

不要说PC Financial， 我现在和他们bank, 有很多limit, 像 每天才能取 $200 cash...

 

[旭日阳刚]

我偏说：就是PC financial
信用卡和银行卡是两码事

 

[koddie]

why would you say that?.. they are not exactly a proper bank .. 而且因为我没有canadian credit rating, 所以他们不一定给我办credit card
TD, Scotia bank 怎么样？

 

[User_Deleted]

BMO...有SPC DISCOUNT滴，还有CASH REWARD, 不过没工作不知道给不给办哦

 

[旭日阳刚]

They are very safe. They are something like branches of CIBC.
You have a job. You have history using credit cards from other countries. I do not see why they would refuse you. Just go to Loblaws and apply for it. You won't regret, I guess.

why would you say that?.. they are not exactly a proper bank .. 而且因为我没有canadian credit rating, 所以他们不一定给我办credit card
TD, Scotia bank 怎么样？

 

[timmy]

视需要而定。俺推荐一下无年费的两个卡，基本上就够用了：
1）要保险的，覆盖旅行交通工具（飞机等）人身保险（$50万），租车损伤无Deduction，购物保修延长一年等
RBC Rewards Visa金卡。
俺有一次租车过夜被人划花脸, 修理$700没让俺出面花半文, 就帮他们做一次广告(还欠的人情).
2）要回扣的，任何购物约1%
Canadiantire Options 万事达卡, 在他们的商店和加油站回扣会多一些.
他们不像银行那么难说话, 如果忘了付账单的利息一般可以减免.

 

[timmy]

是不是有工作就一定可以申请到credit card?

工作最重要, 但有钱才是硬道理.

 

[koddie]

BMO...有SPC DISCOUNT滴，还有CASH REWARD, 不过没工作不知道给不给办哦

谢谢 我去看看 我有工作 就是没有credit rating ..

 

[koddie]

工作最重要, 但有钱才是硬道理.

刚毕业 刚工作 钱不是很多....

 

[koddie]

They are very safe. They are something like branches of CIBC.
You have a job. You have history using credit cards from other countries. I do not see why they would refuse you. Just go to Loblaws and apply for it. You won't regret, I guess.

Already did, the guy there told me, if I applied and was rejected, that will Decrease my credit rating. ..

所以我就没敢申请

but they dont care about my credit ratings in other countries .. all they care about is Canadian credit ratings..

 

[koddie]

视需要而定。俺推荐一下无年费的两个卡，基本上就够用了：
1）要保险的，覆盖旅行交通工具（飞机等）人身保险（$50万），租车损伤无Deduction，购物保修延长一年等
RBC Rewards Visa金卡。
俺有一次租车过夜被人划花脸, 修理$700没让俺出面花半文, 就帮他们做一次广告(还欠的人情).
2）要回扣的，任何购物约1%
Canadiantire Options 万事达卡, 在他们的商店和加油站回扣会多一些.
他们不像银行那么难说话, 如果忘了付账单的利息一般可以减免.

谢谢 但是我工作有benefit 貌似cover 了 我可能申请不到金卡 毕竟我是刚毕业 刚工作 RBC 一般的credit card 是不是也没有年费呢

Canadiantire 我也听说过 要不我去办那个好了

 

[linie]

刚从别的国家搬来Canada， 要办张credit card 尽快增加credit rating

是不是有工作就一定可以申请到credit card?

哪家银行比较好 TD, 还是什么其他的

不要说PC Financial， 我现在和他们bank, 有很多limit, 像 每天才能取 $200 cash...

银行卡可以打电话增加limit.

 

[koddie]

银行卡可以打电话增加limit.

我打过电话了 他们说不可以 因为我没有Canadian credit rating

 

[苦逼热狗]

申请secured credit card,就是存钱才能用的那种，积累半年-1年以后可以考虑低额度的新信用卡

 

[koddie]

申请secured credit card,就是存钱才能用的那种，积累半年-1年以后可以考虑低额度的新信用卡

ok 谢谢 就是 prepaid credit card 对吧

那么久啊

那么申请home loan 不是要更久 ?