5% cash back on all of your gas and grocery purchases for the first 6 months††
3% cash back on gas and grocery purchases thereafter‡
And, you’ll always earn 1% cash back on all of your other qualifying net retail purchases‡
1.99% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months
I've used that card since it first came out.
Most grocery stores should be included, even Walmart with grocery section, i.e: the one at the south keys and the one in Orleans(meaning even you buy clothes at those stores, you get 3% rebate). 新世界中国超市, Produce Depot. etc.
All gas stations no matter what brand should be included.
Each transaction is categorized by the credit card company, if the transaction is consider as grocery or gas station, it is qualified.
Tip: for the first 6 months which is 5% rebate, you can buy gift card at grocery store for Home Depot, Sears, BestBuy or whatever you like, it just like all those cards are automatically 5% off. Just dont exceed the $600 limit.
It is the best rebate credit card in Canada so far. The second one is CapitalOne Aspire World travel card (for normal use)