mbna 信用卡,有人在用吗?5% cashback 真的吗?

5%cashback只有头6个月有效

5% cash back on all of your gas and grocery purchases for the first 6 months††
3% cash back on gas and grocery purchases thereafter‡
And, you’ll always earn 1% cash back on all of your other qualifying net retail purchases‡
1.99% annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months
 
前半年,限汽油和食品店,每月限六百。
以后是3帕。
好像刚被TD收购了。
 
汽油和食品、包括哪些加油站?哪些grocery stores?

I've used that card since it first came out.
Most grocery stores should be included, even Walmart with grocery section, i.e: the one at the south keys and the one in Orleans(meaning even you buy clothes at those stores, you get 3% rebate). 新世界中国超市, Produce Depot. etc.

All gas stations no matter what brand should be included.

Each transaction is categorized by the credit card company, if the transaction is consider as grocery or gas station, it is qualified.

Tip: for the first 6 months which is 5% rebate, you can buy gift card at grocery store for Home Depot, Sears, BestBuy or whatever you like, it just like all those cards are automatically 5% off. Just dont exceed the $600 limit.

It is the best rebate credit card in Canada so far. The second one is CapitalOne Aspire World travel card (for normal use)
 
I applied once but was not approved. Can I apply again? Somebody told me it will damage my creadit if I apply but is rejected. Some tips?
 
非常好用,一直在用。

头六个月5%回扣的那600刀,如果用不完的话,可以买些gift card先存着以后用。最好是在大统华春节推出购物卡优惠价前一到两个月,申请一个mbna,然后去买大统华卡。这样就折上折了。
 
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