车子撞了自家的车库门, 怎么办?!

[Teddy]

It seems not hard to fix the garage door by yourself, if you are not going to sell it soon...

But, for the car, which looks relatively new, if you want it to look fine, you will probably need to repair it in a garage. It is a big damage, and will easily cost more than $3000. If you don't care about its look & feel, and you won't sell it in future, like what handy man said, tape, screw, hammer it by yourself, then you are good to go

Looks your car deductible is low, if you have comprehensive coverage, I would go for insurance AND also use it to rent a car

Don't forget to make your wife feel better ...


车子Deductible 应是500
房子Deductible 是1000

 

[Q1Q2]

现在是同一个Policy, 那老婆的记录以后会影响我的保险吗？

 

[Teddy]

As long as she is not listed on your policy, you will not be affected...

现在是同一个Policy, 那老婆的记录以后会影响我的保险吗？

 

[枪在手]

先表示同情！

如果楼主不是G牌4年以上的老司机的话，一定不要报保险！

 

[Q1Q2]

绝对没有，两个人都不喝的!
就是老婆反应慢，慢一秒。

怎么会撞成这样？

有些东西喝了之后，最后别开车。另外，女的有时候也要限制她们开车。

 

[fa2001]

自己没有动手的经验还是找人来修吧。 工具还的去买，买什么样的都不一定知道。 顺序和技巧都不熟，有可能要反复拆装。而且这个门也不轻，两口子还要配合。车就跟不用说了。

 

[Q1Q2]

G牌9年

先表示同情！

如果楼主不是G牌4年以上的老司机的话，一定不要报保险！

 

[PAL]

不建议你自己修车库门，如果你不熟悉起拉结构，会出危险的。还是找专业人员吧。但肯定不便宜，2-3千是肯定要的。

 

[Teddy]

Oh, right, I agree. Although he does not have accident history, he still has claim history, which most insurance companies care about now

My understanding is LZ's insurance premium will be affected if he goes for a claim no matter his wife listed or not.

 

[Teddy]

Hmmmm.... suggesting a false statement??? Not good.

楼主还是自己先去车行问问。保险的事情不着急，反正事故双方都是你自己，你说哪天出的事，就是哪天。

 

[美美人鱼]

G牌9年

你可以先找修车的估计一下，再决定要不要报。我也和我LG都在同一个保险policy上。不过，据说报了一次以后，大概要坚持以后六年没事故，才会重新享有“被原谅一次”的待遇。

 

[Ayin_Ottawa]

同情之中！

应该报车险：修车+修门（Property Damage).

这与房子保险无关。

 

[悠哉客]

如果楼主不是G牌4年以上的老司机的话，一定不要报保险！

老枪V5。

 

[悠哉客]

Don't forget to make your wife feel better ...

这点很重要，提醒的对！

 

[rosehip]

怎么会撞成这样？

有些东西喝了之后，最后别开车。另外，女的有时候也要限制她们开车。

喝了酒当然是不能开车，无论男女。可俺就不明白为啥“女的有时候也要限制她们开车”呢？