请教买过船的前辈

我的船保是跟房屋保险一起买的(an extension of liability coverage). 记得当时agent是这样告诉我的:
1. 如果船在家里停放时被盗,房屋的content insurance 会covert.
2. 船在水上操作时造成的third party损失,房屋的legal liability 会cover. 这付加的保费是50 一年
3. 船只可以在加拿大的水域上使用(between April and November)

Could you PM me your boat (home) insurance provider or broker name please? I was quoted almost $300. Thanks.
 
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