精华 带2-3岁小孩长期回国医疗保险的问题

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如题,请问大家都是怎么处理的?谢谢!!
 
There will be no OHIP coverage. So, do whatever that is in your best interests.
 
How long can I be absent from Canada and still maintain my OHIP coverage?
You may be temporarily outside of Canada for a total of 212 days in any 12 month period and still maintain your OHIP coverage as long as your primary place of residence is still in Ontario. However, the ministry does have extended absence provisions which are outlined below.
Absences Outside Canada
You may be eligible for continuous OHIP coverage during a longer absence when you are away for one of the following reasons :
  • Study outside of Canada
  • Work outside of Canada
  • Charitable work outside of Canada
To be eligible for continuous OHIP coverage during one of these absences, you must first have been physically present in Ontario for at least 153 days in each of the 12-month periods for 2 consecutive years immediately before the absence. Different physical presence requirements may apply if you are an Ontario student studying full-time outside of Ontario but within Canada, and you choose to continue your studies at an educational institution outside of Canada.
To confirm continuous OHIP coverage during any longer absence from Ontario, you should contact your local ServiceOntario centre before you leave the province. You will need to show a document explaining the reason for your absence as required; for example, a letter from your school, employer or sponsoring charitable organization.
 
How long can I be absent from Canada and still maintain my OHIP coverage?
You may be temporarily outside of Canada for a total of 212 days in any 12 month period and still maintain your OHIP coverage as long as your primary place of residence is still in Ontario. However, the ministry does have extended absence provisions which are outlined below.
Absences Outside Canada
You may be eligible for continuous OHIP coverage during a longer absence when you are away for one of the following reasons :
  • Study outside of Canada
  • Work outside of Canada
  • Charitable work outside of Canada
To be eligible for continuous OHIP coverage during one of these absences, you must first have been physically present in Ontario for at least 153 days in each of the 12-month periods for 2 consecutive years immediately before the absence. Different physical presence requirements may apply if you are an Ontario student studying full-time outside of Ontario but within Canada, and you choose to continue your studies at an educational institution outside of Canada.
To confirm continuous OHIP coverage during any longer absence from Ontario, you should contact your local ServiceOntario centre before you leave the province. You will need to show a document explaining the reason for your absence as required; for example, a letter from your school, employer or sponsoring charitable organization.

我的理解是,而且即便你符合上面的条件,说的是你回来后马上有OHIP coverage,不需要等三个月。并不是说在境外这个期间你看医生OHIP给你报销,除非是emergency。
 
这是7个月啊。。
一,有条件限制;二,是说你可以maintain OHIP coverage,回来后不需要等三个月。

http://www.health.gov.on.ca/en/public/publications/ohip/ohip_waiting_pd.aspx

Please Note:
The waiting period does not apply to insured residents who travel outside Ontario for less than 212 days in each 12-month period. All insured Ontario residents can spend up to 212 days in each 12-month period outside Ontario without losing their OHIP coverage.

In addition, insured Ontario residents who are eligible for continuous OHIP coverage while out of the country during a longer absence are not affected by the three-month waiting period. Please refer to the fact sheet, 'Longer Absences From Ontario' for more information.
 
我的理解是,而且即便你符合上面的条件,说的是你回来后马上有OHIP coverage,不需要等三个月。并不是说在境外这个期间你看医生OHIP给你报销,除非是emergency。

一,有条件限制;二,是说你可以maintain OHIP coverage,回来后不需要等三个月。

http://www.health.gov.on.ca/en/public/publications/ohip/ohip_waiting_pd.aspx

Please Note:
The waiting period does not apply to insured residents who travel outside Ontario for less than 212 days in each 12-month period. All insured Ontario residents can spend up to 212 days in each 12-month period outside Ontario without losing their OHIP coverage.

In addition, insured Ontario residents who are eligible for continuous OHIP coverage while out of the country during a longer absence are not affected by the three-month waiting period. Please refer to the fact sheet, 'Longer Absences From Ontario' for more information.

我的理解是:
1,只cover emergency cost且有条件和金额限制;
2,必须是安省居民临时出国旅行,也就是说,在国外期间,依然理论上居住在安省。
 
cover emergency的意思应该是做常规检查不可以 突然的病都可以看 不用紧急到危机生命
记得QC的也是cover国外travel的
 
想想看,如果长期在中国OHIP cover医疗,谁旅行
我的理解是:
1,只cover emergency cost且有条件和金额限制;
2,必须是安省居民临时出国旅行,也就是说,在国外期间,依然理论上居住在安省。

很复杂。看看你上面转的那个:

Absences Outside Canada
You may be eligible for continuous OHIP coverage during a longer absence when you are away for one of the following reasons :
  • Study outside of Canada
  • Work outside of Canada
  • Charitable work outside of Canada

长期在中国的话,你去看个普通疾病,会给你报销?我想都不要想。

出去旅游,拉肚子去看医生,会给报销么?
 
看晕了,到底该怎么理解呀?谁知道呀?!
 
把你的问题多说几句。
 
把你的问题多说几句。

问题是回中国住半年,小孩的医疗保险怎么处理?

A OHIP cover
1只cover emergency cost且有条件和金额限制;
2,必须是安省居民临时出国旅行,也就是说,在国外期间,依然理论上居住在安省。
如果是这样,怎么报销。多少钱以上?需要什么样的证明?
B OHIP not cover
不管用的话,大家都买的什么商业保险?
 
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