American Express Platinum Cash Rebate 卡好像不包这个
要查你的信用卡合同。下面那两个是有的:
American Express Platinum Credit Card (但你那多了“Cash Rebate”,更可能是没有);
Scotiabank®* Gold American Express® (只要求4小时延误):
2. FLIGHT DELAY INSURANCE
Benefits
Scotia Assist will reimburse the Cardmember for all Insured Persons travelling on the same Trip if the confirmed scheduled flight departure from any airport is
delayed by 4 hours or more, for necessary and reasonable expenses incurred with respect to hotel accommodations, restaurant meals, refreshments, Essential
Items and sundry items (such as a magazine, paperback book and other such small items) within 48 hours of the delay or denied boarding, to a maximum of
$500 per Insured Person on the same Trip, provided that:
(i) at least 75% of the full cost of the delayed flight was charged to Your Account and/or paid with Scotia Rewards®* points;
(ii) no alternative transportation is made available to the Cardmember within 4 hours of the scheduled departure time of the original flight;
(iii) delay of the flight was the result of strike by airline personnel, quarantine, civil commotion, hijack, natural disaster, inclement weather, mechanical
breakdown or denied boarding due to overbooking; and
(iv) the Cardmember provides the required proof of loss to Scotia Assist, including plane ticket(s) or the Scotiabank Gold American Express Card sales
receipt for the plane ticket(s), a written statement from the airline confirming and detailing the delay and itemized original receipts with respect to the
necessary and reasonable expenses incurred for hotel accommodations, restaurant meals, refreshments, Essential Items and sundry items.
This coverage is in excess of all other applicable valid insurance, indemnity, reimbursement or protection available to You in respect of the claim. The Insurer
will be liable only for the amount of loss or damage over the amount covered under such other insurance, indemnity, reimbursement or protection and for the
amount of any applicable deductible, only if all such other coverage has been claimed under and exhausted and subject to the terms, exclusions and limits of
liability set out in this Certificate of Insurance. This coverage will not apply as contributing insurance, notwithstanding any provision in any other insurance,
indemnity or protection policies or contracts.