PRIME RATE 6.7% 了

ert0000

本站元老
VIP
注册
2005-12-07
消息
20,763
荣誉分数
5,373
声望点数
373
2023-01-26 更新 PRIME RATE 6.7%了

TORONTO, Jan. 25, 2023 /CNW/ - CIBC (TSX: CM) (NYSE: CM) today announced that it is raising its Canadian prime lending rate by 25 basis points from 6.45 per cent to 6.70 per cent, effective Thursday, January 26, 2023.


2022-12-19 更新 PRIME RATE 6.45%了

Canada’s prime rate, the interest rate that major banks charge their best customers, is now 6.45%.

2022-10-27 更新 PRIME RATE 5.95%

Prime & Base Rates at BMO​

Canada Prime Rate: 5.950 %

CAD Deposit Reference rate: 5.950 %

============================================================

年底前,估计还要总共再加 0.75%+




Canada's big banks raise prime rates after Bank of Canada's latest hike​


Alicja Siekierska
Alicja Siekierska
Wed, September 7, 2022 at 3:27 p.m.·1 min read


Royal Bank of Canada and TD Bank were the first of the country's Big Five banks to announce increases to their prime lending rates. (Getty Images)

Royal Bank of Canada and TD Bank were the first of the country's Big Five banks to announce increases to their prime lending rates. (Getty Images)
Canada's biggest banks are raising their prime lending rates after the Bank of Canada on Wednesday hiked its benchmark interest rate by another 75 basis points.
Royal Bank of Canada (RY.TO) and TD Bank (TD.TO) were the first among the country's Big Five banks to announce increases to their prime lending rates, followed by the Bank of Montreal (BMO.TO), Scotiabank (BNS.TO) and CIBC (CM.TO). Each bank says it will raise its prime rate by 75 basis points, from 4.7 per cent to 5.45 per cent. The change goes into effect from Thursday.
The Bank of Canada increased its benchmark interest rate, which affects the prime rates at Canadian banks, by 75 basis points to 3.25 per cent on Wednesday. The decision marks the fourth consecutive outsized hike and fifth increase since the central bank began aggressively tightening its monetary policy in March.
The prime rate is the annual interest rate that banks and financial institutions use to set interest rates for loans and lines of credit. Since the Bank of Canada began increasing its benchmark rate in March, the prime rate at Canadian banks has jumped from 2.45 per cent.
Those with variable-rate mortgages or a home equity line of credit may see an increase to monthly payments as a result of the central bank's latest rate hike.
 
最后编辑:

welcomelm

本站元老
注册
2008-07-21
消息
4,680
荣誉分数
1,715
声望点数
373
年底前,估计还要总共再加 0.75%+




Canada's big banks raise prime rates after Bank of Canada's latest hike​


Alicja Siekierska
Alicja Siekierska
Wed, September 7, 2022 at 3:27 p.m.·1 min read


Royal Bank of Canada and TD Bank were the first of the country's Big Five banks to announce increases to their prime lending rates. (Getty Images)'s Big Five banks to announce increases to their prime lending rates. (Getty Images)

Royal Bank of Canada and TD Bank were the first of the country's Big Five banks to announce increases to their prime lending rates. (Getty Images)
Canada's biggest banks are raising their prime lending rates after the Bank of Canada on Wednesday hiked its benchmark interest rate by another 75 basis points.
Royal Bank of Canada (RY.TO) and TD Bank (TD.TO) were the first among the country's Big Five banks to announce increases to their prime lending rates, followed by the Bank of Montreal (BMO.TO), Scotiabank (BNS.TO) and CIBC (CM.TO). Each bank says it will raise its prime rate by 75 basis points, from 4.7 per cent to 5.45 per cent. The change goes into effect from Thursday.
The Bank of Canada increased its benchmark interest rate, which affects the prime rates at Canadian banks, by 75 basis points to 3.25 per cent on Wednesday. The decision marks the fourth consecutive outsized hike and fifth increase since the central bank began aggressively tightening its monetary policy in March.
The prime rate is the annual interest rate that banks and financial institutions use to set interest rates for loans and lines of credit. Since the Bank of Canada began increasing its benchmark rate in March, the prime rate at Canadian banks has jumped from 2.45 per cent.
Those with variable-rate mortgages or a home equity line of credit may see an increase to monthly payments as a result of the central bank's latest rate hike.

太好了,我今年可以少交税了。
 

ModemOutlet

CMobile.ca $25 3GB流量手机计划
注册
2013-10-03
消息
2,811
荣誉分数
430
声望点数
93
老掐,你这个掐的有几分把握? 别小看这么0.75, 很多银根吃紧的有麻烦。
年底前,估计还要总共再加 0.75%+
 

ert0000

本站元老
VIP
注册
2005-12-07
消息
20,763
荣誉分数
5,373
声望点数
373
老掐,你这个掐的有几分把握? 别小看这么0.75, 很多银根吃紧的有麻烦。

加拿大基本跟着美国走。

美国在年底前再加 0.75%的概率是80%

村民们,悠着点吧,别把自己的财务和挣钱目标定得太高,太紧
 

地坛北里

知名会员
注册
2018-06-07
消息
1,748
荣誉分数
764
声望点数
123
加拿大基本跟着美国走。

美国在年底前再加 0.75%的概率是80%

村民们,悠着点吧,别把自己的财务和挣钱目标定得太高,太紧
不求掙钱,只求少亏点
 

InterMilan7

资深人士
注册
2011-08-31
消息
2,048
荣誉分数
718
声望点数
273
5.45%已经是压力测试用的利率了吧,还继续加?
老外很多家庭的收入和支出,卡的平平的,也没有多少存款。我估计会有一大批人财务会爆啊。。。
 
最后编辑:

billwanhua

本站元老
注册
2005-07-07
消息
10,488
荣誉分数
3,480
声望点数
373
他的意思是,你租房如果亏钱了,是不可以抵消工资收入的。
不可以吗?为什么呢?
每年房租赚钱就是加在工资上面收税的,房租税率都快上了最高税率了,难道亏钱不能算?
 

welcomelm

本站元老
注册
2008-07-21
消息
4,680
荣誉分数
1,715
声望点数
373
不可以吗?为什么呢?
每年房租赚钱就是加在工资上面收税的,房租税率都快上了最高税率了,难道亏钱不能算?

应该是不可以抵销的T4的收入,可以留着去抵消你今后的房租收入应该。
 

welcomelm

本站元老
注册
2008-07-21
消息
4,680
荣誉分数
1,715
声望点数
373
5.45%已经是压力测试用的利率了吧,还继续加?
老外很多家庭的收入和支出,卡的平平的,也没有多少存款。我估计会有一大批人财务会爆啊。。。

最惨的是自己的住房用的variable,出租房亏点不会伤筋动骨。
 
顶部