川总又送福利了，信用卡利息10%, 消减年费

billwanhua 说:
所谓“穷人”，美国加拿大可能超过50%都是，问题是，非”穷人“并不需要信用卡，还不如取消信用卡呢。

加拿大很多真正的穷人没有信用卡，选择的是把打工支票直接去换现金（loan shark), 比喻合法的“Money mart", 因为他们等不急那几天的支票兑现

Yes, Money Mart is a legitimate financial service provider in North America, offering loans, money transfers, and cheque cashing, but it's known for high-cost credit, with typical loan APRs around 34.95% and high fees for services like cash advances (e.g., $14 per $100 borrowed for short-term loans in some areas), making it very expensive compared to traditional banks, though convenient for fast cash.


我有一个租客可能就是所谓的“穷人”， 离婚，单独租房，联邦政府雇员，年薪近15万，经常拖欠房租
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信用卡本金长期还不上的，就是“穷人”， 年薪高还还不上，那就是过度消费，大嘴在拯救他们呢
 
billwanhua 说:
所谓“穷人”，美国加拿大可能超过50%都是，问题是，非”穷人“并不需要信用卡，还不如取消信用卡呢。

加拿大很多真正的穷人没有信用卡，选择的是把打工支票直接去换现金（loan shark), 比喻合法的“Money mart", 因为他们等不急那几天的支票兑现

Yes, Money Mart is a legitimate financial service provider in North America, offering loans, money transfers, and cheque cashing, but it's known for high-cost credit, with typical loan APRs around 34.95% and high fees for services like cash advances (e.g., $14 per $100 borrowed for short-term loans in some areas), making it very expensive compared to traditional banks, though convenient for fast cash.


我有一个租客可能就是所谓的“穷人”， 离婚，单独租房，联邦政府雇员，年薪近15万，经常拖欠房租
点击展开...

Alimony，离婚是个人财产的噩梦，基本上是扒一层皮。
 
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