I'm not sure if I'm a "good guy". And I do have some experiences about cars. Test drive is the best way, About the insurance, if you are single and under 24, the insurance will be pretty high, my guess would be around $250 per month. Before you get the car, you can phone the insurance for the quote about these 3 cars, and see which one is cheaper. I don't think there is hugh cost diffenerce, these 3 modules are both 2 door sports version, with similar prices.
Good luck.