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  • 主题发起人 主题发起人 WADE
  • 开始时间 开始时间
If less than $500, don't report to insurance. In this case, it's your fault. The insurance will raise your payment more than that. (And that accident record may stay in your insuracnce account for several years.) I think you can negotiate with the person you hit, make a deal for around 300-400.

Good luck.
 
Also, you can suggest to go to the gerage or body shop with him/her. And let the person know you want to pay in person, not from insurance company, it should be cheaper.
 
Wade: You must realize that you are completely at fault for the accident. I believe that this Laowai treats you not bad at all since he did not contact your insurance company directly. Phone him/her to say thank-you. Make an appointment with him to go to the Garage he chose and try to negotiate a better deal with the mechanic and certainly pay all the fee yourself.

End of story. Don't let your car insurance company know this.
 
Very possibly, she want cash, and she don't want to repair the car too. You don't need to go to the garage with her, I think. What you can do are
1. Identify which damages were made by your car. You just pay for that.
2. Say her estimate is too high and give some examples from you or your friends.

Bargin with her about the ammount of the money you have to give to her.

I think you'd better not to say something like "thank you for your not let my insurance company know", because that will bring you to a bad position to bargin with her.
 
我的一个朋友也来过一次bumper<->bumper的小碰撞,对方(无责任方)连下车都懒得下。
后来下来看看就上车走人了。我不认为她报险理陪会给她任何赔偿的。你给她100就不错了。
 
我觉得你要一口咬定她要修的地方不是你撞的。她也会心虚的。我想最多给她100,她不傻,扯起皮来更麻烦。警察才不管呢。
另外,有点事别方心上,该干什么干什么。我去年有一次事故,我的错,当时我要私了,他不愿意。后来他又给我寄来了一个800元的帐单,要私了,我没有理他,他又给我打了几次电话,都是留言(因为我不在),后来就没消息了。我的保险公司也没有和我联系过。我现在还在纳闷,到底怎么回事。不过我也懒得管它了。
 
还有一次我被老外追尾,我的后BUMPER掉了几片漆(不明显),
当时恰好有警察在处理别的事故(那家伙大概就是被那个事故分神了)。
警察只是叫我们自己商量怎么办。他留给了我保险号,后来我忙,也没有去车行,
就不了了之了。
你这类情况和我类似,警察不会管的。
 
最初由 DDDD 发布
我觉得你要一口咬定她要修的地方不是你撞的。她也会心虚的。我想最多给她100,她不傻,扯起皮来更麻烦。警察才不管呢。
另外,有点事别方心上,该干什么干什么。我去年有一次事故,我的错,当时我要私了,他不愿意?..

大老,不是挂号信寄的吧?如果是一定用挂号信寄回去,并说明不接受这个结果。
 
谢谢,时间长了,印象有些模糊,好象我不记得我曾经签过挂号信。
 
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