Questions about RRSP, Thanks!

[变焦镜头]

省这么仨瓜俩枣的,真够费劲的

 

[aityes]

最初由 fuzzy 发布


CIBC 没有错呀，他们怎么知道你有没有RRSP room. 你如果有RRSP room for 2004. March 1，2005 以前买的当然可以报在2004 Tax year.

But I told CIBC I started to make mony from Jan 2004 (ie. I didn't have income in 2003). Aren't they supposed to know that then I won't have RRSP room for 2004?!
BTW, if it's the case, does it mean that people who start to make money won't have RRSP rooms when they file their first tax reports?Thanks!

 

[qwer]

最初由 aityes 发布


But I told CIBC I started to make mony from Jan 2004 (ie. I didn't have income in 2003). Aren't they supposed to know that then I won't have RRSP room for 2004?!
BTW, if it's the case, does it mean that people who start to make money won't have RRSP rooms when they file their first tax reports?Thanks!

如果你说了，就是CIBC的失误，
CRA不会失误，你可以买，但是不能减税，
要是我就不现在买，除非你要买房子要用那个钱。
到明年一月再买。
买多少，还要看你的收入，减到7万以下不一定华算。
还要看今后收入会不会增长很多，不能一概而论。