Pay cheque from Auto Insurance company

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I had an accident and it was other party's fault. My insurance company "Monnex" sent me a cheque with my name and body shop's name for my car repairement. Can I cash the cheque and don't go to repaire my car? Will I have problem if I just get money the cheque and not to repaire my car? Thanks
 
I heard that somebody did so.

Anybody knows the details for this? Any rule or law about it?
 
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I had an accident and it was other party's fault. My insurance company "Monnex" sent me a cheque with my name and body shop's name for my car repairement. Can I cash the cheque and don't go to repaire my car? Will I have problem if I just get money the cheque and not to repaire my car? Thanks

COPs will show up at your door!
 
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