出车祸了。。
- 主题发起人 雨季中
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看了一下，似乎警察说大家都没有责任是不对的。
既然有车祸了，也没有不可抗力，那么就一定有人错。
视线不好，事情来得突然，有人紧急刹车等等，都不是理由，否则就是错在保险公司了。
你和“前车”之间碰撞的责任，正常划分是：如果他并线还没有摆直你就撞上了，那么他负责100%责任；他在你的线上已经直驶了再撞，那么你的“中车”负100%。
因为你的后面还有车撞到你，还要看你是停定了没有。如果刹停了而“后车”撞上你（再往前推而撞了“前车”），那么你的那个100%可以全部免除（由“后车”来负责了）；否则“中车”和“后车”各负50%（“前车”0%）。
你和“后车”之间的碰撞责任就简单了，100%是“后车"的.
既然有车祸了，也没有不可抗力，那么就一定有人错。
视线不好，事情来得突然，有人紧急刹车等等，都不是理由，否则就是错在保险公司了。
你和“前车”之间碰撞的责任，正常划分是：如果他并线还没有摆直你就撞上了，那么他负责100%责任；他在你的线上已经直驶了再撞，那么你的“中车”负100%。
因为你的后面还有车撞到你，还要看你是停定了没有。如果刹停了而“后车”撞上你（再往前推而撞了“前车”），那么你的那个100%可以全部免除（由“后车”来负责了）；否则“中车”和“后车”各负50%（“前车”0%）。
你和“后车”之间的碰撞责任就简单了，100%是“后车"的.
nobody2000
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- 2003-03-26
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搞几次就不太在乎了。我朋友搞过两次，保险费涨了不少，没办法。第一次很在乎，第二次就不太在意了，小事故，人没有受伤就是运气了。钱就是花的吗，想开点也就没什么了。据说，美国人平均六年发生一次车祸。
It is NO fault policy in Ontario. Insurance company is responsible for the insurance of the car the company insured. This both parties don't have to wait whose responsibility before you have your cars fixed.
The policeman didn't give you a ticket doesn't mean to the insurance company the accident is NOT your fault. Since you were rear-ended by another car at the back, your responsibility is 50 %, the other 50 % goes to the driver at the back. To the insurance company, you failed to provide a safe distance between your car and the car in front, safe distance means when the car in front makes a sudden stop, you can stop without hitting the car in front. And policeman can issue a ticket "Follow too closely"
You should expect your insurance to increase quite a bit (since your car is total loss?), and it takes seven years before your insurance will be lowered back to the amount you paid today. The driver who rear ended your car has to face the same destiny. To the insurance company, what they care is how much they spent to cover accidents. A ticket is a freebie to them to increase insurance (at no cost to them).
Luckily, there is nobody hurt!
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