morgage refinance need a new title insurance?

puppy888

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I refinanced my morgage with another lender? Do I need a new title insurance?

Thanks for any comments in advance...
 
Noticed that long time ago:) not sure if I can change it after registered. Never bothered to try.
 
this is your lawyer's job.
 
Thanks. both people.

When I purchased a house, I got the title insurance and 1 year term morgage. Then I got several 1 year term morgage, bank never asked me for a title insurance. Now I need another morgage again, the bank is asking for my hourse survey,but I can't find it. My lawyer told me that I can buy a new title insurance replacing it. So I am wondering if I can use the old one?

Does anyone know how and where I can get a land survey for a house?

Thanks...
 
FYI

the time when you bought the house, your lawyer already did all those registration for you, of course, at your cost.

If you are only doing mortgage renewal now, your bank will not ask for title insurance. But if you want to borrow more than what you priviously borrowed, the bank needs to register again...i..e there's some title insurance cost.

If you want to borrow with another lender, yes, you have either pay the title fee or you need to go through your lawyer, of course, I believe the lawyer charges you more than the title insurance does.
 
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