[救助]问一个关于RRSP的小白问题~~~~~~~~~~~
- 主题发起人 柳柳
- 开始时间
- 注册
- 2002-10-12
- 消息
- 47,112
- 荣誉分数
- 2,376
- 声望点数
- 393
大概是你09年总收入的15-18%左右，你可以去看看http://lsminsurance.ca/calculators/canada/income-tax
最上头有2008-2010年的income tax calculator
- 注册
- 2002-10-12
- 消息
- 47,112
- 荣誉分数
- 2,376
- 声望点数
- 393
$2,000 lifetime over-contribution limit
If after receiving your statement from CRA, you find that you've made contributions in excess of your contribution limit, there is a "safety net". Over-contributions can remain in your plan without penalty as long as the excess balance is $2,000 or less. (If your over-contribution exceeds $2,000, you may be assessed a penalty of 1% per month on the excess amount.) While you won't get a tax deduction for any over-contribution in the year it is made, you can claim it as part of your contribution limit in subsequent years.
If after receiving your statement from CRA, you find that you've made contributions in excess of your contribution limit, there is a "safety net". Over-contributions can remain in your plan without penalty as long as the excess balance is $2,000 or less. (If your over-contribution exceeds $2,000, you may be assessed a penalty of 1% per month on the excess amount.) While you won't get a tax deduction for any over-contribution in the year it is made, you can claim it as part of your contribution limit in subsequent years.
