另外，楼上关于房产分割的讨论，感觉好像有一些误解。查了一下，法律上对于婚内共同住房，即Matrimonial Home （which means where married spouses ordinarily reside together), 有其特殊的规定。关心的可以读一下下文。
http://www.nelligan.ca/e/thematrimonialhomelittleknownfacts.cfm
No Deduction for Equity in Matrimonial Home in Calculation of Division of Matrimonial Assets
In the normal course, when married spouses separate, in order to determine the appropriate division of assets on marriage breakdown we would calculate the net value of each parties' assets that they came into the marriage with (all assets minus all debts on the date of marriage). We would then calculate for each spouse their respective net assets owned on the date of separation (all assets minus all debts on the date of separation), in order to determine each spouse's net increase of wealth during the marriage. The spouse who has the higher net increase would have to make a payment to the other spouse of 1/2 the difference between their respective net increases in wealth accumulated over the marriage.
The Ontario Family Law Act creates an exception for the matrimonial home however.
Notwithstanding that one spouse may have owned the matrimonial home on the date of marriage in sole tenancy, and brought that asset into the marriage, he or she does not get to include the value of that asset as something he or she owned on the date of marriage. The full value of the home at the time of separation is included in his or her calculation of net assets on the date of separation.
Simply put, you do not get a financial credit on marriage breakdown for having brought the matrimonial home into the marriage.
It must be noted that for this exception to apply, the same home must still be the matrimonial home at the time of separation.
If the original home was sold and a new home moved into and was the matrimonial home at the time of separation the spouse who brought the original home into the marriage would be allowed to include the value of the original matrimonial home in calculating his or her assets owned on the date of marriage. As a corollary to this, in the normal course, any money or money's worth that was gifted to a spouse from a third party (say parents or an inheritance from that rich uncle who lives in Europe) is excluded from the calculation of a spouse's net assets owned on the date of separation. However, if that inherited or gifted money is put into the matrimonial home, i.e to pay down the mortgage, build a pool or renovate, the exclusion is lost.
These types of issues can have a very large impact on a spouse's financial situation at the time of separation. If you are contemplating marriage and already own a home, you should consider getting some legal advice on this issue to determine whether you wish to take some steps to protect the value of that asset in the event of a marriage breakdown.
