有望涨工资了：安省最低工资$14？

[TIFF]

每天咸菜，萝卜干 ,正好减肥。

多么健康的饮食啊。

 

[mimi_ge]

快餐麦当当很贵的，我只吃得起扣死扣的热狗，软饮任喝，把自己灌饱。

me2
一元多热狗，还带可续杯饮料。
我买单。老婆占位子，轻松搞定，省钱，明年换550k房子

 

[mimi_ge]

多么健康的饮食啊。

i am not kidding
我妹妹刚买好，然后啃老，自己在家就吃咸菜萝卜干

 

[TIFF]

i am not kidding
我妹妹刚买好，然后啃老，自己在家就吃咸菜萝卜干

人家那是想减肥，你不懂。

 

[ert0000]

隆重推出新最低工资$14后, 双$14刀家庭轻松负担$550K大房, 实现加拿大发展的梦想的财务计划.


Let's say a family with 2 kids and 2 adults, each earns $28000 yearly, with lots of tax credit, actually tax money paid is less than $1500 yearly, so both can bring $53000 after tax money back home. Suppose they have 1 car


-$550000 house, downpay 25% ($137500), 3% fxied 5 years, 25 years amortazation. monthly pay $1956 (this actually contains big percentage of equity, ),
-property tax: $5500 per year
-Water: $120 per month
-Hydro: $120 per month.
-Enbridge Gas: $100 per month
-Internet and Phone: $80 per month
-Grocery: $100 per person per month
-Personal family needs like cloth, shoes, hat, etc $2000 per 4 person family
-Car Insurance: $1200 per year
-Gas: $1000 per year
-Transportation(Octranspo): $1000 per year
-CABLE tv: NO Need, use OTA TV Antenna
-House maintenance: $2000 per year.
-Kids activity: 500 per year.
-Social activity: friend, colleague, partner meals party $500 per year


So total expense for required needs are:
1956x12+5500+120x12+120x12+$100x12+80x12+100x4x12+4000+1200+1000+1000+2000+500+500 = 49012


actually quite some percentage of this $1251x12 goes to equity of house, $11252 goes to house equity calculated from CFC mortgage calculator.
http://www.comefromchina.com/mortgage_calculator.php?form_complete=1&sale_price=550000&down_percent=25&year_term=25&annual_interest_percent=3&show_progress=1

So the total saved money added to family equity (net asset) will be ($53000 - $49012) + $11252 = $14440, family can use for paying more down to mortgage or travel.

 

[CandyApple]

我多么希望我可以吃咸菜萝卜干 我多么需要减肥呀。好不容易跑了一趟gym想减肥...结果回来狂吃一大顿。。。啥减肥都泡汤了。吃咸菜萝卜干。。。多么需要铁一样的毅力呀 随便经过Metro又买了很多牛肉 太嘴馋了啦！

 

[mimi_ge]

我多么希望我可以吃咸菜萝卜干 我多么需要减肥呀。好不容易跑了一趟gym想减肥...结果回来狂吃一大顿。。。啥减肥都泡汤了。吃咸菜萝卜干。。。多么需要铁一样的毅力呀

那你应该买房，每天咸菜萝卜干，车也不用开了，学james骑车上下班。一个月减20pound不是梦

 

[哈哈哈镜]

隆重推出新最低工资$14后, 双$14刀家庭轻松负担$550K大房, 实现加拿大发展的梦想的财务计划.


Let's say a family with 2 kids and 2 adults, each earns $28000 yearly, with lots of tax credit, actually tax money paid is less than $1500 yearly, so both can bring $53000 after tax money back home. Suppose they have 1 car


-$550000 house, downpay 25% ($137500), 3% fxied 5 years, 25 years amortazation. monthly pay $1956 (this actually contains big percentage of equity, ),
-property tax: $5500 per year
-Water: $120 per month
-Hydro: $120 per month.
-Enbridge Gas: $100 per month
-Internet and Phone: $80 per month
-Grocery: $100 per person per month
-Personal family needs like cloth, shoes, hat, etc $2000 per 4 person family
-Car Insurance: $1200 per year
-Gas: $1000 per year
-Transportation(Octranspo): $1000 per year
-CABLE tv: NO Need, use OTA TV Antenna
-House maintenance: $2000 per year.
-Kids activity: 500 per year.
-Social activity: friend, colleague, partner meals party $500 per year


So total expense for required needs are:
1956x12+5500+120x12+120x12+$100x12+80x12+100x4x12+4000+1200+1000+1000+2000+500+500 = 49012


actually quite some percentage of this $1251x12 goes to equity of house, $11252 goes to house equity calculated from CFC mortgage calculator.
http://www.comefromchina.com/mortgage_calculator.php?form_complete=1&sale_price=550000&down_percent=25&year_term=25&annual_interest_percent=3&show_progress=1

So the total saved money added to family equity (net asset) will be ($53000 - $49012) + $11252 = $14440, family can use for paying more down to mortgage or travel.

kids activities, 500 per month

 

[CandyApple]

那你应该买房，每天咸菜萝卜干，车也不用开了，学james骑车上下班。一个月减20pound不是梦

啊。。。我只需要减10LB，再多就不好了

 

[ert0000]

热狗老板很会持家。

不是会持家, 而是职业的要求,看一样食品或商品, 不是看他价格的绝对高低, 而是看性能价格比.
基本上看一样食品或商品, 基本能估计出产地成本, 运输成本, 本地仓库成本, 上网成本, 信息差异度, 人工成本, 技术支持成本.损耗比, 目标价格.

 

[ert0000]

牛逼！我要X N倍 才行

列一张单看看？ 我要学学省钱。

几条建议:
- 远离零食
- 远离T&T
- 远离costco
- 远离烟酒.
- 远离任何除了(水和纯果汁)外的任何饮料.

- 多用天然未制成品, 面粉, 牛奶, 粗加工的牛肉, 猪肉.,鸡蛋, 西红柿, 黄瓜, 苹果, 葡萄.
- 多使用西式黄油, Cheese, 生菜.
- 多使用矿泉水和纯果汁
- 自己在园里种点易长蔬菜.

采用我上面的建议, 你的人生质量一定会有质的飞跃, 无论从个人净资产, 房子, 还是健康.

 

[lifeisfun]

See this, it pretty much explains this.

http://www.wenxuecity.com/news/2013/06/25/2477406.html

 

[枪在手]

几条建议:
- 远离零食
- 远离T&T
- 远离costco
- 远离烟酒.
- 远离任何除了(水和纯果汁)外的任何饮料.

- 多用天然未制成品, 面粉, 牛奶, 粗加工的牛肉, 猪肉.,鸡蛋, 西红柿, 黄瓜, 苹果, 葡萄.
- 多使用西式黄油, Cheese, 生菜.
- 多使用矿泉水和纯果汁
- 自己在园里种点易长蔬菜.

采用我上面的建议, 你的人生质量一定会有质的飞跃, 无论从个人净资产, 房子, 还是健康.

我加一句：永远不要吃热狗！

 

[ottawa_it_blue_collar]

我加一句：永远不要吃热狗！

踢场子的来了。

 

[邪了门了]

-Grocery: $100 per person per month

弱爆了，四口之家救济可以拿2000多，人还要“营养型菜篮745元”呢。

"根据卫生局的最新估计，2012年领取社会救济的4口之家每月补贴为2,032元，以3居室1,412元平均月租和营养型菜篮745元计算，该家庭实负债125元。" http://news.comefromchina.com/p1261012.html