可参考这个，财富和年龄关系

[LifeIsBeautiful]

我安了。

这是For The Above Average Person。

俺是the Below Average Person。

这年头，说自己穷的，都是隐形富豪

说自己富豪的，多是２５０。　

第三类富豪是“我的朋友”，“我的同学”，　和“我邻居的二姨妈”

 

[明的凡]

是的，估计是把中线以上的重新平均。

那就没参考价值。比尔什麽的都在里面。

 

[punkren]

可信么？一个２２岁时有存款的人都没有？

 

[pattern]

那就没参考价值。比尔什麽的都在里面。

比尔不在里面, 他才不会去存401K

 

[花栗鼠]

我安了。

这是For The Above Average Person。

俺是the Below Average Person。

村长太谦虚了。这不还没退休吗。现在数钱玩还太早了。

 

[月下独酌]

30岁怎么可能工作了八年
22还没毕业呢

 

[Pino colada]

The Above Average Person is loosely defined as:
1) Someone who went to college and believes grades and a good work ethic do matter.
2) Does not irrationally spend more than they make.
3) Saves for the future because they realize at some point they no longer are willing or able to work.
4) Takes responsibility for their own actions when things go wrong and learns from the situation to make things better.
5) Takes action by leveraging free tools on the internet to track their net worth, minimize investment fees, manage their budget, and stay on top of their finances in general. Once you know where all your money is, it becomes much easier to optimize your wealth and make it grow.
6) Welcomes constructive criticism and is not overly sensitive from friends, loved ones, and strangers in order to keep improving. Keeping an open mind is critical.
7) Has a healthy amount of self-esteem to be able to lead change and believe in themselves.
8) Enjoys empowering themselves through learning, whether it be through books, personal finance blogs, magazines, seminars, continuing education and so forth.
9) Has little-to-no student loan debt due to scholarships, part-time work, or help from their parents. Our parents have saved and invested through the largest bull market in history. It’s understandable that parents want to help their children out.
- See more at: http://www.financialsamurai.com/the...he-above-average-person/#sthash.ntPZiLSS.dpuf

 

[Pino colada]

CFCers 都是The Above Average Person ?

 

[bigpizza33]

对移民来说不是如此。很多移民基本上是30岁左右出国，再读个书什么的，三十几岁开始工作就不错了。工作年限不可能那么长。

 

[2015]

The Above Average Person is loosely defined as:
1) Someone who went to college and believes grades and a good work ethic do matter.
2) Does not irrationally spend more than they make.
3) Saves for the future because they realize at some point they no longer are willing or able to work.
4) Takes responsibility for their own actions when things go wrong and learns from the situation to make things better.
5) Takes action by leveraging free tools on the internet to track their net worth, minimize investment fees, manage their budget, and stay on top of their finances in general. Once you know where all your money is, it becomes much easier to optimize your wealth and make it grow.
6) Welcomes constructive criticism and is not overly sensitive from friends, loved ones, and strangers in order to keep improving. Keeping an open mind is critical.
7) Has a healthy amount of self-esteem to be able to lead change and believe in themselves.
8) Enjoys empowering themselves through learning, whether it be through books, personal finance blogs, magazines, seminars, continuing education and so forth.
9) Has little-to-no student loan debt due to scholarships, part-time work, or help from their parents. Our parents have saved and invested through the largest bull market in history. It’s understandable that parents want to help their children out.
- See more at: http://www.financialsamurai.com/the...he-above-average-person/#sthash.ntPZiLSS.dpuf

这个定义很好, 可以逐条对照作为要求和培养孩子的标准 ...