不懂就问： 房屋保险条款

[panda2001]

刚收到保险公司续房屋保险的信，对下面一段话不太明白。那位达人给解释解释？谢谢先。

The deductible will now be waived for losses of $25,000 or more instead of $10,000, and it also now specifies that the waiver will not apply when there is specific deductible for a particular coverage.

 

[once-once]

刚收到保险公司续房屋保险的信，对下面一段话不太明白。那位达人给解释解释？谢谢先。

The deductible will now be waived for losses of $25,000 or more instead of $10,000, and it also now specifies that the waiver will not apply when there is specific deductible for a particular coverage.

When you claim a loss, you have to pay a portion of the cost, say, you claim you have $30000 loss, the insurance company will pay you $30000 - your deductible, which is about $300 to $500. But if you claim is small, they will not ask you to pay that portion (deductible). Last year, the "small" was defined as $10000, this year, they changed to $25000. So if you make a claim this year and the claim is less than $2500, they will waiv(免除) your deductible. At the same time, they are add more rules as which claim is eligible for waiv

 

[uglyducking]

When you claim a loss, you have to pay a portion of the cost, say, you claim you have $30000 loss, the insurance company will pay you $30000 - your deductible, which is about $300 to $500. But if you claim is small, they will not ask you to pay that portion (deductible). Last year, the "small" was defined as $10000, this year, they changed to $25000. So if you make a claim this year and the claim is less than $2500, they will waiv(免除) your deductible. At the same time, they are add more rules as which claim is eligible for waiv

25000 or more

 

[panda2001]

这周末的帖子走的真快。 感谢两位的回帖。 马上加声望。看来如果要是把门槛提高到25000 or more， 应该是变相涨了价。