政府工医药保险通常常用的着的几项:
Deductible
- $60 per person or up to $100 per family per calendar year (does not apply to hospital and out-of-province emergency medical expenses)
Hospital (100%, no deductible)
- Three levels of coverage available, each providing a different maximum:
- Level I – $60 per day
- Level II – $140 per day
- Level III – $220 per day
Out-of-Province emergecy medical expenses (100%, No decuctible)
- Emergency treatment of injury or illness occurring on vacation or business travel: Maximum $500,000 per trip (Canadian currency)
- For vacation travel: Only emergency services obtained within 40 days of departure date from your province/territory of residence are covered
- Assistance services including transportation arrangements, medical referrals and advance payment of medical expenses
Prescription Drugs (80%, after deductible)
- Drugs that legally require a prescription
- Certain life-sustaining drugs
- Smoking cessation aids: Lifetime maximum $1,000
- Erectile dysfunction drugs: Maximum $500 per calendar year
NOTE: Provisions when out-of-pocket drug expenses (minus the deductible) exceed $3,000 per calendar year
Vision Care

80%, after deductible)
- Eye examination: 1 every 2 calendar years commencing odd years
- Eyeglasses or contact lenses: Maximum $275 every 2 calendar years commencing odd years
Medical Practitioners (80%, after deductible)
- Physiotherapist: Up to $500 and over $1,000 per calendar year
- Psychologist: Maximum $1,000 per calendar year
- Massage Therapist, Osteopath, Naturopath or Podiatrist/Chiropodist: Maximum $300 per calendar year per type of practitioner
- Chiropractor, Speech-Language Pathologist: Maximum $500 per calendar year per specialty
- Nursing services: Maximum $15,000 per calendar year
Dental Treatment (80%, after deductible)
•Dental expenses incurred for the treatment of an accidental injury to natural teeth or a jaw fracture
•Certain dental surgical expenses