如果加拿大陷入经济衰退, 政府对银行放贷的不正常严格控制是罪魁祸首
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ottograss
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most mortgage loans by commercial bks are backed by CMHC, or, endorsed by the government. In each fiscal year, the Fed imposes quota on the amount of mortgage loans commercial banks could receive guarantee. Greedy commercial banks overused their quota in the first half of this year as housing price got higher and buyers are seeking higher % of mortgage loans: those could afford 25% down last year could only afford 20% this year.
If it is not for the tight regulation by the government, commercial banks in Canada could have already collapsed in last recession as well as the housing price. without those surplus cash in hand, who the hell has the capacity to keep supplying rising mortgage demand by the public
So funny that ppl without the minimum knowledge on the financial market keep blaming the government for "deterring" the infinitive rising of their housing values in their "beautiful minds".
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不是早传言你要TAKE OVER的吗？怎么到现在你没动静了？
你去问那个传言的呀，要我告诉你是谁传的吗？
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真的吗?
恩， 是个问题， 没房子的high了， 有房子的， 哎。
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北京上海不涨已经蛮好了我没怕， 只有你说我怕了， 我房子跌了也不卖掉 涨了也不卖掉 ，关我个毛事
我倒是怕中国房价真跌了，就懂不清楚了
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最近这样的不能close的例子太多了, 各族裔的都有, 老中相对比例小点. 有内部数据我就不公布了,免得引起不必要的恐慌, 不过有一点可以确认的是这些不能按时close的, 绝大部分不是丢了工作, 也不是5%首付的高危险贷款, 更不是炒股失败, 而是之前说的.
