哈哈哈镜
我本将心向明镜， 奈何明镜是哈哈哈镜
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Date Posted: October 29, 2013
A recently conducted survey on debt has revealed that 24% of Canadians have eliminated their non-mortgage debt this year. Jeffrey Schwartz, executive director of Consolidated Credit Counselling Services of Canada, believes that many have realized the many benefits of either paying debts down, or moving them to lower-interest vehicles.
"They are shifting their unsecured debt to secured debt. So from one perspective, they are doing some positive money management, by paying lower rates on their debt," Schwartz said. "But the big key here is to alter their spending habits," he continues, indicating that over time, people can develop spending habits that become beyond their means when financial circumstances change.
It is expected, going forward, that most Canadians will have the same reaction to high-interest borrowing, and will continue to curb their debt accumulation.
Click here for the full article from the Globe and Mail.
A recently conducted survey on debt has revealed that 24% of Canadians have eliminated their non-mortgage debt this year. Jeffrey Schwartz, executive director of Consolidated Credit Counselling Services of Canada, believes that many have realized the many benefits of either paying debts down, or moving them to lower-interest vehicles.
"They are shifting their unsecured debt to secured debt. So from one perspective, they are doing some positive money management, by paying lower rates on their debt," Schwartz said. "But the big key here is to alter their spending habits," he continues, indicating that over time, people can develop spending habits that become beyond their means when financial circumstances change.
It is expected, going forward, that most Canadians will have the same reaction to high-interest borrowing, and will continue to curb their debt accumulation.
Click here for the full article from the Globe and Mail.
