请问大家最近拿到或知道的利率？

[urus]

I have the following offers:
1) 2.45%: fixed rate, 2-year closed term. Have to switch bank and need pay discharge fee (~$300).
2) 2.49: fixed rate, 2-year closed term. No need to switch bank and just renew.
3) Prime - 0.55% (now 2.85%-.55% =2.3%), variable rate, 5-year closed term. No need to switch.
Please give your advise about which one I should take.

Many thanks,

那还用说， 肯定是3）喽。

 

[臭农民]

你是为了从5年里头解套， 才咬牙换了1年的高利息？

 

[InterMilan7]

2.34% 两年fixed，去年石油暴跌前拿到的。现在应该有更低的。

 

[Happy68]

浮动P-0.6

 

[rainbosun]

有没有人感兴趣用-----Home Equity Line of Credit

 

[gina_z]

有没有人感兴趣用-----Home Equity Line of Credit

那个利率挺高的吧。

 

[rainbosun]

那个利率挺高的吧。

不算高，两年为2.59%

 

[一亩三分地]

Scotiabank 5yr closed variable rate P-0.4% ~= 2.45%
Scotiabank 1yr closed fixed rate 3.15%

 

[OCAC]

刚拿到P-0.7

 

[Happy68]

方便说是哪家银行吗？谢谢

 

[OCAC]

方便说是哪家银行吗？谢谢

Scotia bank

 

[Happy68]

谢谢。

 

[onthego]

刚拿到P-0.7

这样看来 scotia bank 给我的5年fix的2.89%是不是太高了？
怎么样才能拿到更低的？
谢谢！

 

[百百事可乐]

三年期2.65%

 

[dkwan]

3 year variable P-0.75
5 year variable P-0.70

Broker