房屋贷款,你觉得在你什么岁数付完,比较好?
- 主题发起人 秋水天长之春暖花开
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现在按揭利率低点，想必许多人能付清不付清。传说很多(大多数)洋人靠信用卡度日，终生借款，现在不需要复杂的算术就算得清，从按揭里省下钱快活，比用信用卡利息少多了，先花着，等利率高上去了，再用信用卡还按揭
我帮你改改吧
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这是人生观，价值观，世界观的问题，我没能力改变
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学过经济学?
In microeconomic theory, the opportunity cost of a choice is the value of the best alternative forgone, in a situation in which a choice needs to be made between several mutually exclusive alternatives given limited resources. Assuming the best choice is made, it is the "cost" incurred by not enjoying the benefit that would be had by taking the second best choice available. The New Oxford American Dictionary defines it as "the loss of potential gain from other alternatives when one alternative is chosen". Opportunity cost is a key concept in economics, and has been described as expressing "the basic relationship between scarcity and choice". The notion of opportunity cost plays a crucial part in ensuring that scarce resources are used efficiently. Thus, opportunity costs are not restricted to monetary or financial costs: the real cost of output forgone, lost time, pleasure or any other benefit that provides utility should also be considered opportunity costs.
