借这里的人气问二个关于投资避税方面的问题

[enjoylife]

LP有工作LG没有，每个人有一个个人投资账户，还有一个共同投资账户。
问题一：共同投资账户里的收入能不能算LG的？这样LP就不用交税，LG因为收入低也不用交税。
问题二：LG个人投资账户里的投资在三月底前要套现一次，这样赚的钱可以算作今年的收入，如果收入低于贫困线即不用交税，这个每年都要做一次以便分散收入。

请问各位大虾我的小算盘打得对不对呀？:blowzy:

 

[雪在烧]

最初由 enjoylife 发布
LP有工作LG没有，每个人有一个个人投资账户，还有一个共同投资账户。
问题一：共同投资账户里的收入能不能算LG的？这样LP就不用交税，LG因为收入低也不用交税。
问题二：LG个人投资账户里的投资在三月底前要套现一次，这样赚的钱可以算作今年的收入，如果收入低于贫困线即不用交税，这个每年都要做一次以便分散收入。

请问各位大虾我的小算盘打得对不对呀？:blowzy:

IMHO:
1. 50% each
2. why before end of march? shouldn't year end be december?

 

[Patio]

LG,LP怎么保税都一样，这个小算盘政府早都为你打好了。如果你算的不一样，说明你还没有很好的理解。另外，投资账户里的投资收益，以年计。

 

[neopets]

1) Loan your money to your LG, sign a paper indicating how much interesting LG will pay LP
2) LG does all investment, include loss and gain (both way).
3) LG pays LP interest (both agree a reasonable rate)

Right now, you should share 50% each annually.

 

[加猫]

the split of the investment income from joint account should be based on the contributions of both parties into the account, not necessarily 50% each.

i don't think the loan between the spouses would work considering the restrictions on non-arm's length transactions. plus, if LP loans to LG so that LG can claim the investment, then LP should report interest income gained from the loan.

 

[jackrabbit]

最初由 加猫 发布
the split of the investment income from joint account should be based on the contributions of both parties into the account, not necessarily 50% each.

i don't think the loan between the spouses would work considering the restrictions on non-arm's length transactions. plus, if LP loans to LG so that LG can claim the investment, then LP should report interest income gained from the loan.

1. you're right.
2. a loan is a legal way of income splitting. the spouse should report interest income.