How to buy the car insurance for one couple

[Mee]

Husband: G
Wife: G1

The car only has one insurer(husband), could the wife drive the car, along with the husband sitting beside ?

Is this case covered by insurance policy ?

Does the husband need to add the wife into the insurers ?

 

[anti-virus]

the husband will have to add his wife to his policy. Do not be surprised to see the premium increase, because the policy's premium is calculated based on the most expensive driver in the household.

 

[Teddy]

You don't have to if your wife drives it occasionally. Your premium may not be increased, and sometimes even gets decreased. This topic has been discussed for many times. It is better for you to check your insurance policy and the company.

 

[anti-virus]

it is tricky to deal with the insurance company. Everything is OK as far as you do not have a claim, and if you do, they will try to get out of the mess first. In this particular case, G1 may not even be able to buy a policy.

 

[halfyoyo]

最初由 anti-virus 发布
the husband will have to add his wife to his policy. Do not be surprised to see the premium increase, because the policy's premium is calculated based on the most expensive driver in the household.

好像不是这样吧？

 

[Python]

since the second driver is G1. there will be no difference as only one driver. the premium will be up once the second one got G2.