买车和买保险的事请教

[rosy_check]

持不到一年的G2驾造，到车行买车，保险怎么个买法？车行那里就有卖保险的吗？全保每月一般是什么价？请那位有空的大虾详细介绍一下，谢谢！:thanks:

 

[ccc]

顾名思义，车行，卖车。保险，自然通过保险公司买。多少钱？因人因车因地而异。持Ｇ２执照，如果不超过２５，单身的话，仅单保，也不会低于２００／月。可谓买得起车，买不起保险。

 

[rosy_check]

你以为偶蠢到连保险公司卖保险都不知道？

在车行看好车后，就要买保险，车行才让提车。这过程中保险怎么买？是拿着车的资料上保险公司去买，还是在车行那里就有代理卖保险的？

最初由 ccc 发布
顾名思义，车行，卖车。保险，自然通过保险公司买。多少钱？因人因车因地而异。持Ｇ２执照，如果不超过２５，单身的话，仅单保，也不会低于２００／月。可谓买得起车，买不起保险。

 

[cvictor]

要多问问几家保险公司，保费不一样的。

 

[halfyoyo]

给保险公司打电话，他们会问你一些信息，然后给你报价。如果你同意买他们的保险的话，可以立即传真（或email)给你policy,你就可以拿着传真去买车了

 

[rosy_check]

你们都是怎么保的啊

热心人请给偶推荐一个保险公司吧

 

[ccc]

Re: 你以为偶蠢到连保险公司卖保险都不知道？

最初由 rosy_check 发布
车行那里就有卖保险的吗？..... 在车行那里就有代理卖保险的？

 

[dxchen_ca]

最初由 halfyoyo 发布
给保险公司打电话，他们会问你一些信息，然后给你报价。如果你同意买他们的保险的话，可以立即传真（或email)给你policy,你就可以拿着传真去买车了

You should sign the vehicle purchase agreement with a car dealer first and pay a deposit for the car you choose to buy. then you get the car information such as year, model, price, mileage and most important, the VIN (vehicle identification number). with these information, you call several insurance companies to ask for a quotation for your car. normally the main factors related to your insurance premium are your age, marriage, drive records, daily use of car (commuter to work or not, how far), have you been trained in a driver program (discount factor for new drivers), and your car information. If you are a student of Carleton or UO, they have designated insurance companies giving special discount. anyway, you will find a cheapest quotation and sign that one. remember, the quotation is very different for individuals. the company giving the cheapest to your friends, even you think you are almost the same conditions, may not be the best one for you, so you must try several insurance companies to get the best deal for you.

The insurance company will fax you some documents for you to check all the information are correct and you sign and fax back to them. you will receive a fax of your insurance certificate with your name and your car information and insurance policy number after you pay the first month payment if you choose to pay monthly. then you can go the car deal to show them your insurance certificate on the fax, pay your balance and drive the car home. The original certificate will be mailed to you in following days.

Enjoy your new car!

 

[Councillor]

UP

 

[smartman]

dxchen_ca is right

你先买了车，不能开。自己坐bus去保险公司，告诉他们你车的信息，ownership, year, etc。等你签了保险后，把保险放到车里。当然还要去申请车牌子，那是买了车保险，emission test后要做的. 然后你就可以漂移啦！

当然你也要问车行，他们有一条龙服务，比如替你买一天的保险或者在车行的名下保险，现在的车行想的很周到。赚钱嘛。