You need to deduct your "Deductible Amount", then think about the possibility they increase your premium next year. $2000, a lot. If you can get it fixed less than $1000, you may want to pay it by yourself; otherwise, I would claim it.
Keith's Collision Center on Rochester at Somerset.
I had the same accident a year ago and got quotes in between $750 and $2500. You should try several garages to get the best quote.
Ask them for insurance quotes and private quotes. For example, if you pay by insurance, they'll charge you $2000. If you pay by yourself, they may ask you $800 cash .