渥太华 -- 加拿大最适合居住的城市

[苦逼热狗]

I don't want to pay mortgage at my 50s.

Assuming that I could change to a bigger house every 5 years, a plan that targets 15 years would be ideal imo.

If you can afford the higher payment, I would say go with shorter amortization. You might pay cheaper monthly payment for now, but do tell yourself that you are spending a fortune on the mortgage interest.

 

[heureux]

如同女人穿上高跟鞋，别人看着又高挑(high household incomes)又轻盈( but the housing is still relatively affordable)，适合不适合，只有穿着的知道。。。

大家的脚真的就这么舒服？

像你这样光脚最好！