买个房租给父母是否可以省税？

[popozsn]

想买个房子租给父母住，请问是否可以省税？

 

[ccc]

房租，是你的收入；是父母的支出。算算吧。

 

[cmah]

房租，是你的收入；是父母的支出。算算吧。

要是做成赔本买卖呢？

 

[ccc]

要是做成赔本买卖呢？

工资收入低到一定程度的话，换一下角色可能能拿到credit：房子父母名下，孩子租房。

 

[charman]

这个办法现在是没问题，但是以后继承遗产还要交一大笔税，这个值得考虑。

 

[goeland]

加拿大没有遗产税。只有capital gains taxation。

 

[ccc]

这个办法现在是没问题，但是以后继承遗产还要交一大笔税，这个值得考虑。

简单啊。在老人还健在的时候，作为＂礼物＂送儿子啊。

 

[ccc]

加拿大没有遗产税。...。

肯定吗？

 

[ccc]

要是做成赔本买卖呢？

才明白你说什么了。即便做赔钱了，也只是没有收入，也不能省什么税吧？

 

[苦逼热狗]

如果没记错的话不能跟relative收房租，他们这些支出算share cost，他们也不能拿"交给你的房租"报税

 

[ccc]

如果没记错的话不能跟relative收房租，他们这些支出算share cost，他们也不能拿"交给你的房租"报税

这个我以前还真没有听说过。有什么东西可以参考一下么？

 

[alacarte]

这个办法现在是没问题，但是以后继承遗产还要交一大笔税，这个值得考虑。

You would be paying no tax when gifting the house and your estate would pay no probate fee after you die.

The house will not be your kids' principal residence though, and they'll have to pay capital gain when they sell it. Any appreciation between now and the time they dispose of the house (or make it their principal residence) will be taxable as capital gain. You'd want to will it to your kids, not gift it ahead of time.

 

[alacarte]

There is no gift tax in Canada. So there is no restriction on how much you can give, or to whom.

Gifts can take any form. However, if the gifted item includes unrealized capital gains (ie. real estate, stocks, mutual funds, etc.) then there will be a deemed disposition at fair market value (FMV) on the date of the transfer. This may result in capital gains for the gift giver. There would be no tax implications for the gift receiver, and their adjusted cost base (ACB) would be the deemed FMV on the date of the transfer.

 

[苦逼热狗]

LZ的打算是买个房子，然后出租给自己的父母，从此省一些税，不知道为啥大家要扯到遗产税的问题......
http://www.taxtips.ca/personaltax/propertyrental/rentalexpenses.htm

If you rent out only a portion of your home, you would only be able to deduct a portion of the costs. If you rent a room to a friend or relative at less than fair market value and this results in a rental loss, you would not be able to deduct the rental loss.

CRA信息： http://www.cra-arc.gc.ca/E/pub/tg/t4036/README.html
以下为个人看法，楼主可以忽视：为了这些税收，还让自己爹妈交房租，你图啥啊。

 

[alacarte]

LZ的打算是买个房子，然后出租给自己的父母，从此省一些税，不知道为啥大家要扯到遗产税的问题......

因为一蛋扯起来就天南海北没有边了。

不过这些也是大家不知道，而又想知道的。对吗？