精华 Ottawa房地产投资的故事

[闲得慌]

这才是租房子的成功实例。显然由于房价上涨产生的投资回报，远比房租回报要高得多。这其实才是投资房屋的利润所在。

The property is a 12 units aparments, all 2 bedrooms. on the Quebec side. paid $400,000。太便宜了！

不是因为房价上涨，是因为卖主太傻。所以关键是怎么找出这种傻瓜。

 

[sip]

The property is a 12 units aparments, all 2 bedrooms. on the Quebec side. paid $400,000。太便宜了！

不是因为房价上涨，是因为卖主太傻。所以关键是怎么找出这种傻瓜。

５年前买的房屋，到现在增值７５％　（（７０万－４０万）／４０万）在渥太华很少吗？关键是有傻瓜卖房子的时候，能不能当一回聪明人。

 

[terry890]

ok here's another true story

bought a duplex in Ottawa 6 years ago for $180,000 sold two years ago for $300,000.

Paid 20% down payment for the duplex around $40,000 include all the laywer and land transfer cost.

rent covered mortgate and property tax, management fee.

cost me 15,000 for the sales agent fee.

in 4 years, made 300,000-180,000-15,000=105,000.

so turned $40,000 into $145,000 in 4 years. not sure what kind return that is.

I regret I sold the property, cause I think I would made more if I kept it.

 

[terry890]

Have a property at pimlico, 4 bedrooms bought 3 years ago for $150,000. worth about $200,000 now. since I know some sold for $230,000.

so again the rent covered all expenses, include tax,condo fee, insurance, mortgate,manage fee.

paid $40,000 for downpayment and laywer, property transfer.

in 3 years paid down principle by $10,000.

so in 3 years turned $40,000 into $100,000 on the low estimate.

 

[terry890]

property investing in general

If the property are going up by 10% a year and you can buy the house with 20% down.


for example
a house worth 100,000.
20,000 down payment.
gain 10% of the 100,000=$10,000.

that's 50% return of your initial investment.

again that's base on if the property can increase 10% a year. and the reverse works as well, if the house down 20% in value you will lose 100% of your money.

 

[RE_Collector]

I bought my first investment property with a friend of mine. in 2005.

The property is a 12 units aparments, all 2 bedrooms. on the Quebec side.

paid $400,000, so the downpayment is $100,000.

The property after 5 years ( since we just did the refinancing) is worth $700,000.

over the 5 years we have took out 30,000, because the rent is more than what's needed to cover the mortgage and repairs.

Over the 5 year period we paid off $70,000 in principle.

so here's our return on investment.

initial investment $100,000

time 5 years

gain 700,000-400,000+30,000 +70,000=400,000


so that's my story, how in 5 years $100,000 become $500,000.


I hope you like it.

Thank you for sharing your story. As today, the landlord & tenant regulation in QC is still a mystery for me. I think it is also the pressure for appreciation on commercial. You may know how to get it away.

 

[RE_Collector]

bought a duplex in Ottawa 6 years ago for $180,000 sold two years ago for $300,000.

Paid 20% down payment for the duplex around $40,000 include all the laywer and land transfer cost.

rent covered mortgate and property tax, management fee.

cost me 15,000 for the sales agent fee.

in 4 years, made 300,000-180,000-15,000=105,000.

so turned $40,000 into $145,000 in 4 years. not sure what kind return that is.

I regret I sold the property, cause I think I would made more if I kept it.

Yeah, simply re-finance.

 

[RE_Collector]

这才是租房子的成功实例。显然由于房价上涨产生的投资回报，远比房租回报要高得多。这其实才是投资房屋的利润所在。

As we all know Real Estate business is very boring, let's get some fun here. To get this a bit of serious, I'd like to ask, Can appreciation of a property be determined at the time you purchase?

 

[sip]

As we all know Real Estate business is very boring, let's get some fun here. To get this a bit of serious, I'd like to ask, Can appreciation of a property be determined at the time you purchase?

Are you joking here? To answer your question, you should answer what does investment and investing on real estate mean first. Market goes up and down. But the trend always goes up. You know that, don't you?

 

[wiiwii]

As we all know Real Estate business is very boring, let's get some fun here. To get this a bit of serious, I'd like to ask, Can appreciation of a property be determined at the time you purchase?

part of , ofcourse not 100%
let's say if your net rental income is 1500/M and you bought the property @ 300k. nomatter how much the property value increase or decrease every year, at least you know after you put the downpayment, how many years you have to wait to get the money back and begins to make money

 

[Vaco]

故事讲的好。 问题也问的好。 按照我们中国人的理念任何事都讲“天时，地利， 人和。”
在房地产投资中如能把握“天时，地利， 人和”， 回报是肯定的。

 

[RE_Collector]

Are you joking here? To answer your question, you should answer what does investment and investing on real estate mean first. Market goes up and down. But the trend always goes up. You know that, don't you?

I am not joking at all.

If you don't know how much you are going to get at the end, why would you buy?

 

[RE_Collector]

part of , ofcourse not 100%
let's say if your net rental income is 1500/M and you bought the property @ 300k. nomatter how much the property value increase or decrease every year, at least you know after you put the downpayment, how many years you have to wait to get the money back and begins to make money

But, I can't live with your "part of" thing, I want "all". I want to know the result before I do, specially in money.

 

[Vaco]

作为一个投资者，先要搞清楚什么是gamble, speculation and investment？请渥村的富户谈一谈。。。

 

[RE_Collector]

I am not joking at all.

If you don't know how much you are going to get at the end, why would you buy?

其实这是一个最基本的问题，房地产的核心就这于此。这也是房地产有别于Stock, Mutual fund 的地方。简单的讲，就是如何选择你的投资。当你看到两，三，。。。个房子时，你要是明确地知道你的收益的话，你也就明确地知道你该怎么做了。那月收入什么的谁都会算。The money has made when you buy, not sell!