碰上这种问题怎么办

[lian_lian]

多谢各位高人指点！

 

[Buckwheattobe]

You have to pay now. Never trust dentists to tell you what can or cannot be covered in your insurance. Always confirm it yourself with your insurance company.

 

[redobe]

一年洗牙两次足够了，多了也伤牙齿。 你的牙医真的很Cute。

 

[南极洲]

那牙医，别是李群吧？

 

[独而怪]

到牙科诊所洗牙，被建议每年需要洗牙3次。因为正常的保险是cover两次，洗牙的护士说他们可以向保险公司申请到额外的次数，于是我就分别在1月，5月和昨天各洗了一次。但昨天的费用保险公司说不cover, 诊所的申请没有被批。洗一次牙还是很贵的，如果没保险的话。那我该怎么处理（目前我还没付昨天的费用）

多谢高人指点！

有些保险公司允许四个月一洗。护士说他们可以向保险公司申请，不代表你的保险公司一定批准。你在没有许可的情况下自作主张，只好自己扛了，除非你能出示护士说她保证申请到额外次数的证据。

 

[西西妈]

如果有其他医药花费，是不是可以报税的时候一起用上啊？俺顺便问哈。。

 

[猫咪快跑]

不用洗那么多次。。。

 

[独而怪]

如果有其他医药花费，是不是可以报税的时候一起用上啊？俺顺便问哈。。

别动这个脑筋了，除非是万八千的账单，否则都抵掉了。

 

[OCAC]

如果有其他医药花费，是不是可以报税的时候一起用上啊？俺顺便问哈。。

可以。 但是你的medical expense必须要超过3% of your net income才有用。

 

[幕天席地]

回答西西妈。全家医药费都可以上报，３％的收入或着２０１１，CRA网站上的。报税的软件都自动决定是HUSBAND 还是WIFE 可以APPLY这个CREDIT。
下面是CRA网上的。
Line 330 - Medical expenses for self, spouse or
common-law partner, and your dependent children born in 1992 or later
You can claim on line 330 the total eligible medical expenses you or your spouse or common-law partner paid for:
•yourself;
•your spouse or common-law partner; or
•your or your spouse's or common-law partner's child born in 1992 or later and who depended on you for support.
Medical expenses for other dependants must be claimed on line 331.
You can claim medical expenses paid in any 12-month period ending in 2009 and not claimed for 2008. Generally, you can claim all amounts paid, even if they were not paid in Canada. Your total expenses have to be more than either 3% of your net income (line 236) or $2,011, whichever is less.
Notes
On the return for a person who died in 2009, a claim can be made for expenses paid in any 24-month period that includes the date of death, if they were not claimed for any other year.
If you are claiming expenses paid for a dependant who died in the year, these amounts can be claimed for any 24-month period that includes the date of death, if they were not claimed for any other year.

貌似０９年的。。。等他们更新成１０年的吧。

 

[西西妈]

谢谢美女专业解释。
就是说全家花费总数超过$2011就可以了哈。

 

[ccc]

Me, I do that once every two years.

 

[abacada]

Usually, cleaning 3 a year just lasts for a couple of years. Once your gum/teeth recovers, you will only need twice a year. I had 4 times/year before and back to normal later. Fortunately it was covered by insurance.

 

[幕天席地]

全家总花费减去2011作为credit，没有多少。除非拔牙美齿这种，保险公司大部分不包含的，才有减税的可能。

恩，保险COVER的不算。

 

[www]

以后要和保险公司或者牙医确认是否cover在做，光申请不意味着保险公司就同意。这次只有付款了，因为就算现在申请，批下来了，你的洗牙也是发生在这之前。

如果还想每年多洗，就问问保险公司为什么不能报，有时候是有些该交的文件没有交，而并不是保险公司不能保。