请问有哪位妈妈给孩子买教育基金的吗?

银行,准备买,17年后能用上
 
因为有朋友说,有些是骗子.可是我到处去查,没有.

不放心,毕竟好多的钱,还是多问问好.这个网站不是你家的,每一个人都有权利写上自己的意愿.你的话语太重了!!你好像是大哥大,请你要负责你说的!!记住!!
 
不放心,毕竟好多的钱,还是多问问好.这个网站不是你家的,每一个人都有权利写上自己的意愿.你的话语太重了!!你好像是大哥大,请你要负责你说的!!记住!!

不用这么多感叹号,我也就是提个问题,你自己的问题问的不明确,就不要责怪观众看不懂。另外关于负不负责,请参见我的签名,谢谢。:p


坛子里很多关于RESP的帖子,自己做做功课就是了。你发的帖子本来也没有说明白你自己到底要问啥,是问你买的这个是不是骗子?
 
I've seen a lot of plans from CST.
You need to ask the advisor,
1) What is the cancellation policy?
2) What type of fee or administrative charge the plan is having?

According to my research, you need to pay some administrative charge for each unit you buy. The charge is pretty much the 95% of the unit you buy. For example, $100/unit and the charge is $95/unit. If you cancel or stop paying into the plan, your administrative charge will not be refundable. But if you keep paying until money in the plan is used to pay the tuition, those charges will be refund to you.
 
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