Yes, it's my fault, I should wait for a bit longer before turning. But with an explaination, his speed at least 20-25 kilo over the speed limit from my point of view, my judgement was compromised by the darkness. That's why I believed I could pass before collision. Unfortunately, I am not able to prove that. no witness. That's why the cop set up the fine of $110. I may loose 2 points off my record.